The Westchester Environmental Team is seeking a qualified candidate for the position of Executive Underwriter to support our Digital Underwriting Team.  This role offers growth potential, including advancement to a Team Lead position.  You will work with the Digital Underwriting Manager to implement and lead strategies for profitable growth, focusing on portfolio management, disciplined underwriting, risk analysis, and financial acumen.  Key duties include marketing to brokers, building strong relationships, and driving production, while collaborating with colleagues and Business Development Managers to meet Westchester Environmental’s growth targets.  The ideal candidate will have a comprehensive knowledge of coverage, terms, actuarial concepts, marketing, data analytics, and digital systems, and will help shape the future of our Digital Underwriting Team.

Duties may include but are not limited to:

Lead growth and profitability initiatives for Westchester Environmental Digital, emphasizing national expansion of Contractors Pollution Liability, TankSafe, and Premises Pollution Liability digital products that will include prospecting, cross-selling and upselling.Work closely with the Digital Underwriting Manager and Business Development to drive field success and business growth.Underwrite digital products in line with company standards and strategic goals.Collaborate with IT and API teams to develop and enhance digital platforms with business partners.Solicits new and renewal submissions from appointed wholesaler brokers.Documents the underwriting files to company/division expectations.Handle files and portfolios within underwriting authority.Support the referral process within the Digital Underwriting Team by providing guidance to Underwriters on risks falling outside of their individual authority and engaging senior leadership as appropriate.Takes ownership of given production goals and utilizes all available department resources to achieve said goals.Local, regional and national broker visitations/travel is expected.Participate in the business unit self-audits and broker partner audits.

Profitability & Production:

Goal Achievement - Delivering upon the established goals as provided by the Digital Underwriting Manager.  Growth Strategies - Executing upon the assigned roles per the Digital marketing plans and strategies.  This includes:Client & broker relations including sales calls & attendant strategiesCompleting target account responsibilities & cross sell strategiesUnderwriting Integrity - Achieving all underwriting standards as outlined by the CHUBB Westchester Specialty Environmental Division home office and all applicable Underwriting Guidelines, Authorities, and Position Papers. Risk selection:Fundamentals of coverage, terms and conditions.  Ability to offer coverage, terms and conditions which generate a profit for the Company while meeting the needs of the customer.Risk Assessment. Ability to identify risk exposures, special or common hazards, and appropriate controls. Ability to select risk based on exposure and risk analysis. Ability to analyze claims and quantify losses.

Performance will be measured by:

Achievement of premium goals & budgets which include the success of Digital Initiatives.New Digital business submissions, quote activities and binds which will include those generated from Digital Initiatives.      Adherence to underwriting goals, guidelines & objectives.Adherence to departmental workflow and service standards.Qualitative assessment of underwriting decisions.Results of internal and external underwriting audits.Marketing activity.

 

Experience in the wholesale/E&S insurance industry with knowledge of middle market business and a successful background with Digital insurance products.Technical capabilities (ability with various IT systems) with a preferential background in insurance digital information technology.Ability to review and analyze environmental due diligence.Ability to review, evaluate, and develop coverage forms and endorsements.Negotiation & presentation skills.Proven broker relations & customer management skill set.Strong verbal and written communication skills.Strong organizational skills with attention to detail.Ability to work effectively in a collaborative team environment, share knowledge, and develop staff.Proficiency in Microsoft Word, Excel, and Power Point.

Education & Experience:

Minimum of 3-5 Years Underwriting experienceBachelor’s Degree or Equivalent Experience

The pay range for the role is $104,100 to $177,100. The specific offer will depend on an applicant’s skills and other factors. This role may also be eligible to participate in a discretionary annual incentive program.  Chubb offers a comprehensive benefits package, more details on which can be found at https://careers.chubb.com/global/en/north-america.  The disclosed pay range estimate may be adjusted for the applicable geographic differential for the location in which the position is filled.