The Underwriter is responsible for evaluating, negotiating, and making decisions on loan requests from multiple originating sources. This role requires sound credit judgment within established approval guidelines and full compliance with federal and state regulations, as well as OneMain policies.

In the Role

Assess credit factors, loan risk, appraisals, and yields.Recommend loan terms and conditions through effective communication and collaboration with internal and external partners.Balance risk and reward to ensure credit quality and profitability.

Qualifications

HS Diploma / GED.Strong customer communication skills.Ability to operate effectively in ambiguous situations with high integrity.Independent thinker with strong learning agility.Detail‑oriented and results‑driven.

Preferred

Bachelor’s degree or equivalent experience.Experience in Direct Lending or Non‑Prime Lending preferred.

Location
Mendota Heights, MN - Hybrid: 4 days in office (Mon-Thurs)

Monday–Friday, 7:30 AM–7:00 PM (local time)
Saturdays, 7:30 AM–1:00 PM (local time; up to 3 per quarter)

Who We are

OneMain Financial (NYSE: OMF) is a leader in providing responsible credit access to nonprime customers and has been committed to improving financial well‑being since 1912. Our personal loans, credit cards, and related products help customers achieve their financial goals. We value collaboration, innovation, and a customer‑first mindset, supported by flexible work arrangements, career development opportunities, and an inclusive culture.

Our comprehensive benefits package includes:

Health and well-being options including medical, prescription, dental, vision, hearing, accident, hospital indemnity, and life insurances  Up to 4% 401(k) matchEmployee Stock Purchase Plan (10% share discount)Tuition reimbursement and continuing educationBonus eligibilityPaid time off (15 days’ vacation per year, prorated based on start date)Paid sick leave as determined by state or local ordinance (prorated based on start based)Paid holidays (4 floating holidays, prorated based on start date)Paid volunteer time (3 days per year, prorated based on start date)Additional benefits available

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