Combined Insurance, a Chubb Company, is seeking a Underwriter to join our fast-paced, high energy, growing company. We are proud of our tradition of success in the insurance industry of over 100 years. Come join our team of hard-working, talented professionals!
JOB Summary
Currently we have an excellent career opportunity for a Health & Life Underwriter in the Underwriting Department of Combined Insurance
Responsibilities
The ideal candidate will have experience in Health & Life Underwriting. The individual will analyze applications, review prior application data, claim history and supporting documents to determine if application can be issued immediately, or if further investigation is required. Perform necessary system transactions to correct application record. Contact agents and applicants to clarify and correct inconsistent information. Evaluate existing coverage amounts (this company and others) to determine benefit amounts and replacement regulations. Examine appropriate underwriting parameters for guidance in determining if additional information is needed to evaluate risk. Authenticate income and occupation class and equate to benefits applied for. Evaluate medical and non-medical information generated by the underwriting process, to properly assess and classify the risk. Review completed phone interviews and review medical records to approve or decline application. Perform necessary system transactions to approve or decline applications
COMPETENCIES
Problem SolvingInitiativeAdaptabilityResults OrientedSkills
Strong knowledge of medical terminologyStrong analytical and problem-solving skillsExperience working with field sales business partnersResponsive and customer focusedAbility to negotiate and resolve conflictsStrong attention to detail and organization skillsAbility to communicate verbally and in writingProficient computer skills using various software packagesAbility to work in a fast-paced, high-volume environmentStrong relationship building skillsEducation and Experience
3 – 5 years of Health/Life Underwriting experienceBA/BS degree preferred or related work experience