TRANSACTION BANKING

Our mission is simple: provide a global transaction banking platform that is nimble, secure, and easy for clients use. 

We have delivered a modern, digital-first transaction banking platform to serve GS’ varied client base. Our business combines the strength, heritage, and expertise of a 150-year-old firm with the agility and entrepreneurial spirit of a tech start-up designed to solve some of the most complex operational needs in the industry. We aim to help our clients achieve Working Capital efficiency gains by optimizing their short term liquidity needs and simplifying their Cash Management operations.  

We do so by delivering a best-in-class digital solution that helps clients manage their liquidity movements, foreign exchange and payments enabling international treasury operations and commerce.  

We’re a team of diverse Treasury and Payments specialists helping our clients solution and build for the future. 

ROLE OVERVIEW

The Head of Liquidity Portfolio Structuring is responsible for the strategic management and optimisation of TxB’s liquidity portfolio, ensuring resilience of the balance sheet under normal and stressed conditions whilst supporting the business growth through effective pricing, structuring and data driven insights.

The role acts as an interface between Treasury, Finance, Liquidity Risk and Coverage transalting liquidity constrains into actionable portfolio strategies, pricing frameworks and business guidance. 

RESPONSIBILITIES

Own the design, optimisation and ongoing management of the liquidity portfolio across currencies and legal entities Ensure alignment with internal risk appetite, regulatory requirements (eg LCR, NSFR) and funding strategy across TxB legal entities Analyse balance sheet dynamics, including maturity transformation and funding concentrationsclients including large multinationals, gov’t institutions, financial institutions, corporate and commercial entitiesAct as a senior counterpart to Treasury, ensuring day to day funding decisions are informed by structural liquidity considerationsPartner with Product and Coverage teams to embed liquidity costs into product design and deal structuring Support strategic priding decisions to balance profitability, growth and balance sheet efficiency Build and oversee robust data frameworks to monitor liquidity usage, drivers and profitability by product, client and business lineLeverage analytics to identify trends, inefficiencies and optimisation opportunitiesProduce clear, senior level insights and recommendations for management and governance forums 

SKILLS & EXPERIENCE REQUIRED

Significant experience (10+ years) in liquidity management or balance sheet management within a bank of financial institution Proven ability to translate complex liquidity concepts into commercial and strategic decisions Advanced analytical skills with strong data interpretation and problem-solving capabilities Experience in portfolio optimisation, structuring or funding strategyProactive, outcome driven and able to influence multiple senior stakeholders   ABOUT GOLDMAN SACHS
At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world. 
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