Purpose Statement

Optimise credit performance and minimise risk through: 

Managing and overseeing a team responsible for developing, implementing and optimising credit intelligence policies / solutions / processes / strategies across more than one workstreams. Ensure the quality delivery of advanced statistical insights and application thereof to influence credit decision making.
  Experience

Min:

6 - 8 years’ experience in retail credit (including advanced analytics, statistical modelling, as well as policy and process enhancement). In case of Honours degree: 5 - 7 years’ experience in retail credit analysis (including SQL programming and descriptive analytics).  Minimum of 3 years Portfolio specific experience. Experience working with / contributing towards credit principles, policies, frameworks.

Ideal: 

Capitec Bank experience Qualifications (Minimum) Bachelor's Degree in Finance or Statistics Qualifications (Ideal or Preferred) A relevant post-graduate qualification in Finance or Statistics Knowledge

NA

Skills Communications Skills Influencing Skills Leadership Skills Planning, organising and coordination skills Presentation Skills Project Management Skills (Methodolgy Specific) Reporting Skills Researching skills Conditions of Employment Clear criminal and credit record