We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients. At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute. To learn more about CIBC, please visit CIBC.com (https://www.cibc.com/en/about-cibc.html) **What you’ll be doing** As a Consultant, Risk Analytics, you will be responsible for data-driven recommendations and strategies of unsecured new credit strategies for our Simplii portfolio. These strategies will be data and policy driven which will result in improved application approval rates and/or reduced charge offs. You will frequently liaise with other departments to establish collaborative relationships, provide expertise, and communicate research results. _At CIBC we enable the work environment most optimal for you to thrive in your role. You will have the flexibility to manage your work activities within a hybrid work arrangement where you will spend 1-3 days per week on-site, while other days will be remote. Details on your work arrangement (proportion of on-site and remote work) will be discussed at the time of your interview._ **How you’ll succeed** + **Statistical Analysis -** Independently support and perform moderately complex statistical analyses using advanced analytical methods and data mining tools; leveraging new technologies of ML and AI. + **Portfolio Support** - Support opportunities within the delinquent portfolio operations where analytical techniques can be effectively applied to achieve core business objectives. + **Manage Frameworks** - Create and support analytical frameworks that enable deployment of innovative analytical solutions; enhancing suite of analytical capabilities to drive meaningful change. **Who you are** + **You can demonstrate experience** in working with SAS (Enterprise Guide, Enterprise Miner) or similar analytical tools (i.e. SQL, Python, R, Tableau), databases, Microsoft Word, Excel, Outlook and PowerPoint. You are familiar with best practices in statistical methodologies and innovative analytical tools, and can leverage this knowledge to enhance delinquent portfolio management strategies. + **You give meaning to data** . You enjoy investigating complex problems, and making sense of information. You're confident in your ability to communicate detailed information in an impactful way. + **You understand that success is in the details** . You notice things that others don't. Your critical thinking skills help to inform your decision making. + **You love to learn** . You're passionate about growing your knowledge, and you know that there is no limit to what you can achieve. + **You're passionate about people** . You find meaning in relationships, and surround yourself with a diverse network of partners. You build trust through respect and authenticity. + **Values matter to you.** You bring your real self to work and you live our values – trust, teamwork and accountability. **What CIBC Offers** At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck. + We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, defined benefit pension plan*, an employee share purchase plan, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program. + Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients. + We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development. *Subject to plan and program terms and conditions **What you need to know** + CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact Mailbox.careers-carrieres@cibc.com + CIBC is committed to clarity in our hiring process. All roles posted are opportunities we’re actively recruiting for, unless stated otherwise. + You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit. + We may ask you to complete an attribute-based assessment and other skills test (such as simulation, coding, French proficiency). + We use artificial intelligence tools during the recruitment process. Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us. **Job Location** Toronto-81 Bay, 31st Floor **Employment Type** Regular **Weekly Hours** 37.5 **Skills** Analytical Thinking, Business Requirements, Communication, Data Quality, Delivery Management, Prioritization, Quality Improvement, Risk Analytics, Risk Reporting, Test Planning At CIBC, we are in business to help our clients, employees and shareholders achieve what is important to them. Our ability to create value for all CIBC stakeholders is driven by a business culture based on common values: Trust, Teamwork and Accountability. Working with CIBC makes you a part of a work environment committed to our clients, employees and communities - a place where you can excel. Every day, our 44,000 employees help our clients achieve their financial goals, because what matters to our clients, matters to us.