Your opportunity

At Schwab, you’re empowered to make an impact on your career. Here, innovative thought meets creative problem solving, helping us “challenge the status quo” and transform the finance industry together.

We believe in the importance of in-office collaboration and fully intend for the selected candidate for this role to work on site in the specified location.

Workplace Services Engineering (WSE) is an organization within Schwab Technology Services that is embarking on a major transformation. We support Workplace Services, and we’re shaping the future of how people experience financial wellbeing at work. We partner with leading employers to deliver innovative retirement, equity, and workplace financial solutions that help millions of participants build stronger financial futures. This is a fast growing, high impact business where scale meets purpose — where your work directly influences how people plan, save, invest, and succeed.   

As a key growth engine for the firm, we’re investing more than ever to expand our capabilities, modernize platforms, and elevate the experiences we deliver to employers and their employees. Our teams work at the intersection of technology, service, and financial expertise—supporting workplace clients with solutions that scale, adapt, and deliver meaningful outcomes. Here, your ideas help shape what’s next for workplace financial services. If you’re energized by solving complex problems, collaborating across disciplines, and making a real difference in the workplace services industry, you’ll find your place here.  

What you’ll do:

As our Database Developer IV, you will need to be a self-starter who partners well with others. This role is all about getting the job done, so you have a can/will do mentality about all tasks associated with getting phenomenal code and performance remediations out the door. You prioritize mentoring your teammates, and you ask for help when needed. At Schwab, we understand that a highly collaborative environment allows for being wrong sometimes as part of growing and building trust together. As a Schwabbie, you listen to others with an open mind, foster diverse inputs, and respectfully convey your thoughts and opinions in pursuit of our collective goals.

In this role, you will:

Help build a critical part of Schwab’s growth in the Workplace market. 

Build scalable platforms supporting critical workplace applications under the Retirement Plan Services organization supporting millions of participants.  

Be a part of modernization initiatives, including API and foundational system improvements that enable faster, safer integration and partnerships  

Improve platform stability, performance, and resilience to reduce risk and deliver seamless experiences at scale  

Modernize legacy components to address high risk remediation and compliance while maintaining industry leading standards  

Leverage AI to innovate processes and outcomes for maximum efficiency and quality.    

Be part of a collaborative team where you aren’t an “order taker” but an influencer.   

What you have

To ensure that we have fulfilled our promise of "challenging the status quo," this role has specific qualifications that successful candidates should have.

Required Qualifications

8+ years of hands-on experience as a SQL Server Database Developer in enterprise-scale environments

Current working experience with Schwab processes and systems

Expert-level proficiency in T-SQL and SQL Server development, including complex Stored Procedures, Functions, Views, and Triggers

Strong experience designing, developing, and maintaining high-performance database solutions

Proven expertise in logical and physical data modeling, relational database design, normalization, and schema optimization

Deep understanding of SQL Server internals, including transactions, isolation levels, locking, concurrency and error handling

Extensive experience with query performance tuning, indexing strategies, execution plan analysis, and troubleshooting performance bottlenecks

Ability to refactor and optimize legacy database code for scalability, maintainability, and performance

Proven experience with data migration projects, including legacy-to-modern platform migrations and cross-database migrations

Strong skills in data mapping, transformation, validation, reconciliation, and data quality management

Hands-on experience with ETL/ELT processes, bulk data loads, batch processing, and migration performance optimization

Ability to plan and execute migrations with minimal downtime and data integrity risk

Experience designing and optimizing database structures to support analytics, reporting, and BI workloads

Experience supporting or integrating with enterprise data warehouses and reporting platforms

Strong understanding of database security, roles, permissions, and least-privilege access models

Experience collaborating with application developers, architects, DBAs, and data engineering teams

Familiarity with version control, database deployment practices, and code review processes

Must have methods for problem solving, strong database experience, including index strategies, performance tuning and optimization, and stored procedures.

Must be able to create reports and write complex statements for large-scale databases.

Needs to be a good communicator (both written and verbal), be able to plan technical solutions, be self-motivated, and meet tight deadlines.

A commitment to regularly improving your technical and professional skills, learning emerging technologies and growing as valued team member

Leverage AI-assisted development tools (GitHub Copilot etc.) to accelerate coding velocity, including leveraging custom Model Context Protocol (MCP) servers to extend AI context into our proprietary internal services and modernize team workflows.

Builds valuable documentation and communicates and influences effectively.

Familiarity with C#/.NET Core development.

Understanding of Agile software development principles, including experience participating in a Scrum-based delivery team

Excellent verbal and written communications skills.

Proven excellent technical and business communication skills at various organizational levels

BA/BS degree in Computer Science or equivalent

Preferred Qualifications

Hands-on experience with NoSQL databases such as MongoDB, Cassandra, Cosmos DB, DynamoDB, or similar

Strong understanding of NoSQL data modeling patterns (document, key-value, column-family) and trade-offs versus relational databases

Experience integrating NoSQL and relational databases within enterprise application architectures

Knowledge of partitioning, sharding, replication, and eventual consistency concepts in NoSQL systems

If this sounds like your dream job, we look forward to sharing more information with you.

In addition to the salary range, this role is also eligible for bonus or incentive opportunities

What’s in it for you

At Schwab, you’re empowered to shape your future. We champion your growth through meaningful work, continuous learning, and a culture of trust and collaboration—so you can build the skills to make a lasting impact. Our Hybrid Work and Flexibility approach balances our ongoing commitment to workplace flexibility, serving our clients, and our strong belief in the value of being together in person on a regular basis.

We offer a competitive benefits package that takes care of the whole you – both today and in the future:

401(k) with company match and Employee stock purchase planPaid time for vacation, volunteering, and 28-day sabbatical after every 5 years of service for eligible positionsPaid parental leave and family building benefitsTuition reimbursementHealth, dental, and vision insurance Apply Save job