**Position Responsibilities:** + Responsibilities include but are not limited to the following activities. + Participate in training, orientation, competency assessment and education of new employees. + Underwrite the life insurance applications according to company underwriting guidelines. + Collaborate with agents and stakeholders to gather necessary information for underwriting assessments. + Underwrite the risk assessment of applications regardless of complex/high face amount cases and make underwriting decisions with proper rationales. + Assist in the resolution of complex underwriting cases and escalate issues when appropriate. + Follow through the New Business admin procedure and workflow to ensure meeting service turnaround. + Utilize underwriting guidelines, tools/systems to ensure compliance with company policies and regulations. + Handle sales/customer enquiries relating to application submission in a professional manner. + Maintains a strong working relationship with all kinds of the teams to support them so that we understand each other on practices and procedures. + Participate in the development and enhancement of underwriting processes, guidelines, and strategies. + Make regular reports as required. + Perform other duties as may be assigned by management. **Required Qualifications:** + Bachelor's degrees from medical fields are preferable. + Underwriting experience in the life insurance industry is preferable. + In-depth knowledge of medical impairments, non-medical aspects such as financial, avocational, occupational, geographical/political risks and their impact on mortality/morbidity. + In-depth knowledge of life insurance products, underwriting principles, and risk assessment. + Good knowledge of insurable interest and financial underwriting principles. + Able to make a basic analysis of financial evidence such as banks statement, tax returns, company accounts. + Attention to detail with an emphasis on quality. + Ability to manage time, prioritize and meet deadlines. + Good verbal and written communication with colleagues, clients in both Khmer and English. **Preferred Qualifications:** + Ability to influence and negotiate with sales, clients and vendors. + Result focused, self-motivated, flexible and enthusiastic. + Customer focused, with a strong ethic of service and fairness to the customer. + Obsess about customers, do the right thing, think big, get it done together, own it, share your humanity. + Good knowledge of ability to report data, analyze fact finding, and apply problem-solving skills. + Decision making skills, able to rationalize the whole risk and come up with the proper decision. + Demonstrated sound interpersonal skills including the ability to work effectively in a team environment. + Demonstrate strong commitment and responsibility, tendency to work overtime and weekends. + Ability to give professional presentations to groups of agents on various underwriting topics. + Proficiency in underwriting software and tools, as well as computer literate in Microsoft Office. **_When you join our team:_** + We’ll empower you to learn and grow the career you want. + We’ll recognize and support you in a flexible environment where well-being and inclusion are more than just words. + As part of our global team, we’ll support you in shaping the future you want to see. **Acerca de Manulife y John Hancock** Manulife Financial Corporation es un importante proveedor internacional de servicios financieros que ayuda a las personas a tomar decisiones de una manera más fácil y a vivir mejor. Para obtener más información acerca de nosotros, visite http://www.manulife.com . **Manulife es un empleador que ofrece igualdad de oportunidades** En Manulife/John Hancock, valoramos nuestra diversidad. Nos esforzamos por atraer, formar y retener una fuerza laboral tan diversa como los clientes a los que prestamos servicios, y para fomentar un entorno laboral inclusivo en el que se aprovechen las fortalezas de las culturas y las personas. Estamos comprometidos con la equidad en las contrataciones, la retención de talento, el ascenso y la remuneración, y administramos todas nuestras prácticas y programas sin discriminación por motivos de raza, ascendencia, lugar de origen, color, origen étnico, ciudadanía, religión o creencias religiosas, credo, sexo (incluyendo el embarazo y las afecciones relacionadas con este), orientación sexual, características genéticas, condición de veterano, identidad de género, expresión de género, edad, estado civil, estatus familiar, discapacidad, o cualquier otro aspecto protegido por la ley vigente. Nuestra prioridad es eliminar las barreras para garantizar la igualdad de acceso al empleo. Un representante de Recursos Humanos trabajará con los solicitantes que requieran una adaptación razonable durante el proceso de solicitud. Toda la información que se haya compartido durante el proceso de solicitud de adaptación se almacenará y utilizará de manera congruente con las leyes y las políticas de Manulife/John Hancock correspondientes. Para solicitar una adaptación razonable en el proceso de solicitud, envíenos un mensaje a recruitment@manulife.com . **Modalidades de Trabajo** Híbrido