**Job Summary** The SME-Default Servicing role requires a dedicated professional with 4 to 6 years of experience focusing on MS Excel proficiency. The candidate will work from the office during night shifts contributing to the efficiency of mortgage loan servicing processes. Familiarity with foreclosure claim filing and escrow administration is advantageous enhancing the candidates ability to streamline operations and improve service delivery. **Responsibilities** Four plus years of experience being part of below functions Experience of working in Default Claims Escrow management Special loans Cash Operations for mortgage domain is desirable Strong oral and written communication skill with mortgage domain experience Senior Process associate is expected to meet or exceed the set or agreed target in a given timeframe both during the training period and in the period following training. The productivity targets will be revised based on the tenure and any such changes will be made known to the associate. Quality Process associate is expected to meet and exceed the minimum quality benchmark according to the guidelines specified. The quality targets will be revised based on the tenure and any such changes will be made known to the associate. Feedback Process associate is expected to be open and receptive to feedback and should view the feedback mechanism as a tool for constant self improvement and process development. **Qualifications** Graduate or Diploma 3 year in any discipline. Bachelors degree in accounting or finance or related field would be preferable Good analytical and reasoning skills Ability to understand complex situations completely by asking relevant fact finding questions to determine the exact process steps required to respond and provider resolution to customer queries to synthesize the available information in the right context to arrive at the accurate and complete resolution Good keyboard skills Formal Training in Typing would be an added advantage. Typing speed of 30 wpm. Good customer service attitude. Stress tolerance Ability to work accurately under pressure. Good Team Player Willingness to work in night shifts **Certifications Required** + Microsoft Office Specialist: Excel Certification Cognizant is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to sex, gender identity, sexual orientation, race, color, religion, national origin, disability, protected Veteran status, age, or any other characteristic protected by law.