Job Summary

Job Description

What is the opportunity?

This position is responsible for applying sound and strategic underwriting judgement in evaluating mortality risks with a focus on large and complex cases.  The incumbent will ensure delivery of best in class underwriting solutions that exceed the needs of our advisors and clients.  The incumbent will provide proactive and timely service and case updates to external and internal partners.  This role is in an operational environment and will also provide co-signing support for less tenured underwriters.

What will you do?

•Embrace and champion a philosophy of continuous improvement in risk acumen

•Ensure competitive underwriting offers are consistently delivered on a timely basis which are consistent with RBC pricing and profitability objectives

•Exercise creativity and sound judgment to find risk solutions for complex medical and financial cases

•Cultivate and maintain relationships with internal and external sales partners including wholesalers, advisors and MGAs

•Partner and negotiate with reinsurers to drive optimal outcomes balancing risk and client outcomes

•Assist in the development of underwriters through regular constructive feedback, meaningful referrals and co-signs

•Promote a culture of excellence, one that balances operations and risk and puts the client at the centre of everything we do

What will you need to succeed?

Must Have

•Minimum 10 years of demonstrated experience as a Life underwriter with experience in the affluent and high net worth markets

•Signing authority of $10M

•Strong communication skills

•Growth mindset and philosophy of continuous improvement

•Strong collaborator and negotiator

Nice to Have

•Actively working (or completed) towards the completion of industry designations (FALU, FLMI, CHS)

What's in it for you?

• A Total Rewards program that includes flexible benefits, work/life balance and career development programs and investment and retirement savings plans

• Competitive pay and high-earning potential

• All the tools, training, and team support you need to grow your career

• Flexible work/life balance options

• RBCI software tools to boost your productivity

RBC is an organization that succeeds by bringing out the best in its people. You’ll be part of a supportive, inclusive team that shares common values – including a fundamental respect for each other. At the heart of this is a commitment to diversity. RBC respects and responds to the many competing and evolving priorities in our lives – so you can focus on what you can do best – putting clients first.

Job Skills

Client Counseling, Coaching Others, Communication, Financial Statement Analysis, Life Insurance, Medical Informatics, Performance Management (PM), Results-Oriented, Risk Assessments, Underwriting

Additional Job Details

Address:

MEADOWVALE BUSINESS PARK, 6880 FINANCIAL DR:MISSISSAUGA

City:

MISSISSAUGA

Country:

Canada

Work hours/week:

37.5

Employment Type:

Full time

Platform:

INSURANCE

Job Type:

Regular

Pay Type:

Salaried

Posted Date:

2025-07-28

Application Deadline:

2025-08-06

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Inclusion and Equal Opportunity Employment

At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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Expand your limits and create a new future together at RBC. Find out how we use our passion and drive to enhance the well-being of our clients and communities at jobs.rbc.com.