Join a Thriving Team Where Your Expertise Makes an Impact At Manulife, our Affinity Markets underwriters enjoy a unique opportunity to manage risk across a diverse suite of products—including life, living benefits, health and dental, mortgage creditor, and travel insurance. It’s an exciting time to be part of our team—business is booming, and we’re growing fast! We’re currently seeking a skilled Life, Disability, and Critical Illness Underwriting Co-Signer to join our dynamic Affinity Underwriting Team. In this role, you’ll collaborate closely with underwriters to evaluate and approve insurance applications, ensuring each offer is both competitive and aligned with strong risk management practices. You’ll also play a key role in mentoring and coaching junior staff, sharing your knowledge to help them grow and succeed. If you're looking for a place where your expertise is valued, your contributions matter, and your career can thrive—this is it. This is a remote position open to candidates located anywhere in Canada. **Responsibilities:** + Select and classify risks in line with Manulife's philosophy and standards. + Deliver excellent customer service, building positive relationships with internal and external clients. + Ensure compliance with legislation and consumer regulations related to risk classification, privacy, and disclosure. + Identify and solve work-related challenges and improve procedures. + Support team goals and promote trust and confidence with customers to facilitate decision acceptance. + Act as a cosigner for underwriters, providing guidance on complex cases. + Underwrite and assess Life, Critical Illness, and Disability Insurance applications within your approval limits. + Serve as a trainer and mentor to underwriters, supporting their development and technical skills. + Share knowledge on underwriting trends, medical developments, and best practices. **Qualifications:** + Minimum of 5 years of professional underwriting experience. + Approval limits of at least $5,000,000 in Life Insurance, $1,000,000 in Critical Illness Insurance, and $15,000 in Disability Insurance. + Strong knowledge of human anatomy, medical terminology, diseases, diagnostic tests, and treatment modalities. + Demonstrated ability to mentor and train underwriters. + Excellent analytical, decision-making, and problem-solving skills. + Strong communication and customer service skills. + Ability to work under tight deadlines and adapt to change. + Familiarity with pricing tools, systems, and underwriting philosophies. + Enrollment in or interest in completing LOMA and/or ALU courses. **Preferred Qualifications:** + Working towards or completion of FALU, FLMI, and ACS designations + Bilingual (French & English) is an asset – If located in Québec, proficiency in both languages is required to support clients across Canada + A university or college degree in a related discipline is considered an asset **When you join our team:** + We’ll empower you to learn and grow the career you want. + We’ll recognize and support you in a flexible environment where well-being and inclusion are more than just words. + As part of our global team, we’ll support you in shaping the future you want to see. **About Manulife and John Hancock** Manulife Financial Corporation is a leading international financial services provider, helping people make their decisions easier and lives better. To learn more about us, visit https://www.manulife.com/en/about/our-story.html . **Manulife is an Equal Opportunity Employer** At Manulife/John Hancock, we embrace our diversity. We strive to attract, develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals. We are committed to fair recruitment, retention, advancement and compensation, and we administer all of our practices and programs without discrimination on the basis of race, ancestry, place of origin, colour, ethnic origin, citizenship, religion or religious beliefs, creed, sex (including pregnancy and pregnancy-related conditions), sexual orientation, genetic characteristics, veteran status, gender identity, gender expression, age, marital status, family status, disability, or any other ground protected by applicable law. It is our priority to remove barriers to provide equal access to employment. A Human Resources representative will work with applicants who request a reasonable accommodation during the application process. All information shared during the accommodation request process will be stored and used in a manner that is consistent with applicable laws and Manulife/John Hancock policies. To request a reasonable accommodation in the application process, contact recruitment@manulife.com . **Referenced Salary Location** CAN, Ontario - Full Time Remote **Working Arrangement** Remote **Salary range is expected to be between** $80,700.00 CAD - $145,260.00 CAD If you are applying for this role outside of the primary location, please contact recruitment@manulife.com for the salary range for your location. The actual salary will vary depending on local market conditions, geography and relevant job-related factors such as knowledge, skills, qualifications, experience, and education/training. Employees also have the opportunity to participate in incentive programs and earn incentive compensation tied to business and individual performance. Manulife offers eligible employees a wide array of customizable benefits, including health, dental, mental health, vision, short- and long-term disability, life and AD&D insurance coverage, adoption/surrogacy and wellness benefits, and employee/family assistance plans. We also offer eligible employees various retirement savings plans (including pension and a global share ownership plan with employer matching contributions) and financial education and counseling resources. Our generous paid time off program in Canada includes holidays, vacation, personal, and sick days, and we offer the full range of statutory leaves of absence. If you are applying for this role in the U.S., please contact recruitment@manulife.com for more information about U.S.-specific paid time off provisions.