**Essential Duties and Responsibilities** + Obtains required documentation and processes more complex loan applications. + Orders credit verifications and third-party services. + Tracks receipt of and completeness of legal documents, loan, and financial information. Follows up on missing documentation. + Verifies loan applications and supporting documents for accuracy and completeness. + Assists financial advisors and clients with moderately complex inquiries or problems. + May prepare and compile documents for loan closing. + May prepare or review disclosures for accuracy including Good Faith Estimates of closing costs, Regulation Z disclosures, and other disclosures required by consumer regulation. + May perform initial credit analysis submission via automated underwriting, as requested. + May schedule and coordinate loan closings and clear loan proceeds for disbursement. + May prepare compliance and accounting records and reports, as required by management and regulatory agencies. + May perform routine loan calculations. + May perform pre-closing, post-closing, or whole loan due diligence review of legal agreements and other closing documents. + May prepare financial advisor and client communications regarding loan and loan terms. + May be responsible for reviewing property and liability insurance to ensure it complies with bank policy and procedure. + May independently prepare data input sheets and provide required information for loans to be boarded on the banks servicing system and ensure all loan coding is correct. + May work with attorneys and other financial or legal resources to obtain the correct, accurate documents to fully protect the financial institution’s interests in the credit relationship. + Maintains currency in loan processing policies and procedures. + Performs other duties and responsibilities as assigned. **Knowledge of** + Intermediate level concepts, practices, and procedures of loan processing and documentation. + Basic principles of banking and finance. + Financial markets and products. + For Mortgage position, Fannie Mae, and Freddie Mac underwriting guidelines. + For Mortgage position, multi-state real estate, closing, and title practices. + Federal and state lending laws. + Loan origination software packages. **Skill in** + Processing more complex loan applications. + Verifying loan applications and supporting documents for accuracy and completeness. + Preparing loan approval and/or loan closing packages. + Preparing records and reports. + Performing routine loan calculations. + Operating standard office equipment and using required software applications. + Solid analytical and problem-solving skills. + Reviewing and interpreting residential and consumer documentation and terms. **Ability to** + Read, interpret, analyze, and apply information from loan application documents. + Interpret and apply policies. + Organize, manage, and track multiple detailed tasks and assignments with frequently changing priorities in a fast-paced work environment. + Communicate effectively, both orally and in writing. + Work independently as well as collaboratively within a team environment. + Handle stressful situations and provide a high level of service in a calm and professional manner. + Establish and maintain effective working relationships. **Education/Previous Experience** + Associate’s degree and a minimum of two (2) years of loan processing experience; Bachelor’s degree preferred. + OR ~ + An equivalent combination of education, training, or experience. **Licenses/Certifications** + None required. **Travel Required:** No