Some careers have more impact than others.

If you’re looking for a career where you can make a real impression, join Hang Seng and discover how valued you’ll be. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, Hang Seng offers opportunities, support and rewards that will take you further.

We are currently seeking a high caliber professional to join our team as Senior Manager, Portfolio Management, reporting to Head of Portfolio Management and Payment

Principal responsibilities

Formulate effective portfolio management and pricing strategies to drive business targets, increase market share, reduce bad costs, develop new product/journey and improve customer experience
Set the strategic direction for the business in terms of ambition, products, business development, segments and partners
Establish goals and implementation of strategies to drive acquisition, market share, growth, profit, operational efficiency and best-in-class customer experience.
Manage the Personal Loan and Card Loan PL with due consideration on RWA effectiveness, minimizes losses from bad debts and fraud
Identify and capitalize on new business opportunities arising from the evolving market landscape in Unsecured Lending industry, including the use of AI, alternative data source (open banking) and partnerships with other lines of business and external parties
Keep up to speed to key trends, innovations and capabilities in the marketplace and understand the corresponding impact on the Bank
Liaise with distribution channels, credit services, operations and underwriting to provide customized business solutions and support to build win-win relationships
Drive a culture of high performance and empowerment through effective people management activities. Foster a diverse, inclusive and open environment and drive teamwork and collaboration within and outside of the team
Ensure Product governance and compliance to regulatory requirements

Some careers have more impact than others.

If you’re looking for a career where you can make a real impression, join Hang Seng and discover how valued you’ll be. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, Hang Seng offers opportunities, support and rewards that will take you further.

We are currently seeking a high caliber professional to join our team as Senior Manager, Portfolio Management, reporting to Head of Portfolio Management and Payment

Principal responsibilities

Formulate effective portfolio management and pricing strategies to drive business targets, increase market share, reduce bad costs, develop new product/journey and improve customer experience
Set the strategic direction for the business in terms of ambition, products, business development, segments and partners
Establish goals and implementation of strategies to drive acquisition, market share, growth, profit, operational efficiency and best-in-class customer experience.
Manage the Personal Loan and Card Loan PL with due consideration on RWA effectiveness, minimizes losses from bad debts and fraud
Identify and capitalize on new business opportunities arising from the evolving market landscape in Unsecured Lending industry, including the use of AI, alternative data source (open banking) and partnerships with other lines of business and external parties
Keep up to speed to key trends, innovations and capabilities in the marketplace and understand the corresponding impact on the Bank
Liaise with distribution channels, credit services, operations and underwriting to provide customized business solutions and support to build win-win relationships
Drive a culture of high performance and empowerment through effective people management activities. Foster a diverse, inclusive and open environment and drive teamwork and collaboration within and outside of the team
Ensure Product governance and compliance to regulatory requirementsDegree holder or above in Business Administration, Economics and related disciplines
Proven experience in Banking, Cards, Lending products development and portfolio management
Strong acumen in Unsecured Lending business dynamics with solid experience in managing and growing a sizable portfolio
Strong commercial judgment with a proven track record of bringing new customer solutions and innovations to generate portfolio growth
Proven experience in product management
Sound awareness and knowledge about the use of data analytics and customer behavior
Highly motivated, fast-paced, and possession of strong interpersonal, as well as written and verbal communication skills
Experience to lead a team of professionalsProficiency in Chinese and English
Professional qualifications such as Enhanced Competency Framework (ECF) and/or Certified Banker (CB) under Hong Kong Institute of Bankers (HKIB) would be an advantage.

You’ll achieve more when you join Hang Seng Bank Limited.

www.hangseng.com/careers

https://www.linkedin.com/company/hang-seng-bank/

Hang Seng is committed to service excellence. Our people are our most important asset and play a vital role in our efforts to continually enhance our performance for customers and provide best-in-class products and services. We seek to attract high-calibre talent by offering a dynamic working environment, good career development opportunities and competitive compensation packages.

Issued by Hang Seng Bank Limited

#LI-HASE

Degree holder or above in Business Administration, Economics and related disciplines
Proven experience in Banking, Cards, Lending products development and portfolio management
Strong acumen in Unsecured Lending business dynamics with solid experience in managing and growing a sizable portfolio
Strong commercial judgment with a proven track record of bringing new customer solutions and innovations to generate portfolio growth
Proven experience in product management
Sound awareness and knowledge about the use of data analytics and customer behavior
Highly motivated, fast-paced, and possession of strong interpersonal, as well as written and verbal communication skills
Experience to lead a team of professionalsProficiency in Chinese and English
Professional qualifications such as Enhanced Competency Framework (ECF) and/or Certified Banker (CB) under Hong Kong Institute of Bankers (HKIB) would be an advantage.

You’ll achieve more when you join Hang Seng Bank Limited.

www.hangseng.com/careers

https://www.linkedin.com/company/hang-seng-bank/

Hang Seng is committed to service excellence. Our people are our most important asset and play a vital role in our efforts to continually enhance our performance for customers and provide best-in-class products and services. We seek to attract high-calibre talent by offering a dynamic working environment, good career development opportunities and competitive compensation packages.

Issued by Hang Seng Bank Limited

#LI-HASE