Kowloon, Hong Kong, China
1 day ago
Senior Manager, Merchant Client Underwriting & Monitoring

Every day, Global Payments makes it possible for millions of people to move money between buyers and sellers using our payments solutions for credit, debit, prepaid and merchant services.  Our worldwide team helps over 3 million companies, more than 1,300 financial institutions and over 600 million cardholders grow with confidence and achieve amazing results.  We are driven by our passion for success and we are proud to deliver best-in-class payment technology and software solutions.  Join our dynamic team and make your mark on the payments technology landscape of tomorrow. 

Job specifications

Formulation of Credit Policy 

Supervise a team of local Credit staff and coach with  Credit analytical skills and continuous improving the quality of Credit staff

Assisting Regional  Director of Credit  in managing all day-to-day Credit approval and Risk Management issues 

Liaise with Business Head and Country Head for implementation and execution of credit recommendation with balancing business rewards and risks

Liaise with US Worldwide Credit and Risk team in managing portfolio risk in AP, Credit Policy formulation and resolve  credit issues

Lead the implementation of  system development which helps in managing portfolio risks and help business in tapping high risk segments with the systematic credit risk monitoring tools

Liaise with various departments and local Credit for  internal audit by US HQ and implementation of audit recommendations

Liaise with Legal department for merchant agreements and collateral/risk mitigant correspondence/letters

Conduct credit assessment and approval on credit applications put forwarded by local credit in other Asian countries, make recommendations  

Ensure local credit team in other Asian countries are in compliance with prevailing credit policies and guidelines and perform regular credit audit in local sites

Liaise with various parties to consider various risks in approval process

Conduct regular  review on high risk and regional merchants 

Monitor portfolio quality on an ongoing basis and recommend rating and collateral actions, make recommendations on how to improve the quality of portfolio

Prepare comprehensive credit reporting on regional deals to Executive Management for approval

Portfolio database management

Manage post approval recording/monitoring and general risk portfolio management

Assist in streamlining process and look for improvement in effective credit risk controls

Effective control of department-related expense 

Participate in various ad-hoc projects

Global Payments Inc. is an equal opportunity employer. Global Payments provides equal employment opportunities to all employees and applicants for employment without regard to race, color, religion, sex (including pregnancy), national origin, ancestry, age, marital status, sexual orientation, gender identity or expression, disability, veteran status, genetic information or any other basis protected by law. If you wish to request reasonable accommodations related to applying for employment or provide feedback about the accessibility of this website, please contact jobs@globalpay.com.

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