C.H. Robinson is seeking a Senior Credit Analyst to join our team. In this role you will work with higher exposure customer accounts in the portfolio. You will be responsible for assisting internal sales teams with revenue generation by analyzing customers’ credit worthiness and approving credit limits within the guidelines established by Senior Finance Management. In addition, you will review customer accounts and portfolios to identify, evaluate and determine the appropriate course of action on potential credit quality issues to maximize credit quality and minimize risk and potential loss to the company.
This is a hybrid position, with in-office presence required 1-2 days a week based at either our Chicago, IL or Rolling Meadows, IL office.
DUTIES AND RESPONSIBILITIES
The duties and responsibilities of this position consists of, but are not limited to, the following:
Conducts in-depth analysis and research for higher exposure accounts.
Owns and processes new and existing commercial account review requests
Works independently with minimal guidance while reviewing large/complex customer group ("B" level) credit limit requests.
Completes in depth research for complex accounts
Develops and maintains relationships with mid-level sales management
Acts as a resource for colleagues with less experience
Oversees monthly distribution, reviews Dunn & Bradstreet report, and processes Service Level Agreement within 10 business days
Reviews delegated accounts from high exposure report
Work on credit related projects as assigned.
Requests updated quarterly review documentation from customers as part of performing scheduled reviews
QUALIFICATIONS
Required:
Bachelor’s degree from an accredited college or university
Minimum 4 years of unsecured commercial credit evaluation or related experience.
Preferred:
Bachelor’s degree in Accounting, Finance, or other related field from an accredited college or university
Proficient in Microsoft Office Suite of programs
Experience with D&B product lines
Extensive financial statement analysis experience.
Understanding how market, industry and financial trends will impact credit worthiness
Financial statement analysis experience
Experience interpreting various credit scores and debt ratings
Knowledge of bankruptcies
Comfortable conveying message to Sales Leadership that outlines facts and a decision contrary to what they are lobbying for.
Ability to know how customers differ depending on size and ownership
Comfortable in dealing with determined salespeople
Confident talking to senior leadership both in house as well as at the customer
Effective and flexible communication, and organizational skills
Able to document and defend reasoning behind a decision (approval or denial)
Ability to work in a fast paced and evolving environment
Ability to work independently and on a team
Ability to work under pressure and meet deadlines
Good analytical, observational, and decision-making skills
Strong attention to detail
Ability to motivate and encourage change, able to get positive results in a very large, dispersed organization
Values a diverse and inclusive work environment
We will review applications for this role on an ongoing basis and encourage all interested candidates to apply at their earliest convenience.
Compensation Range
$53,900.00 - $112,000.00The base pay range displayed on each job posting reflects the minimum and maximum base pay for the position across all U.S. locations. Your individual base pay within this range is determined by work location, which takes into account geographic cost of labor, and additional factors, including job-related skills, experience, and relevant education or training. Compensation details listed in this posting reflect the base pay only and do not include additional variable compensation.
Questioning if you meet the mark? Studies have shown that some individuals may be less likely to apply unless they match the job description exactly. Here at C.H. Robinson, we’re building an inclusive workplace where all employees feel they belong. If this position excites you, we welcome you to apply whether you check all the preferred qualifications or just a few. You may just be our next great fit!
Equal Opportunity
C.H. Robinson is proud to be an Equal Opportunity Employer. We are committed to a workplace and performance culture that reflects the strengths of our worldwide marketplace. We value unique experiences and diverse backgrounds of our people within our company, our business relationships, and our communities. We’re committed to providing an inclusive environment, free from harassment and discrimination, where all employees feel welcomed, valued and respected.
EOE//Disabled/Veteran
Benefits
Your Health, Wealth and Self
Your total wellbeing is the foundation of our business, and our benefits support your financial, family and personal goals. We provide the top-tier benefits that matter to you most, including:
Two medical plans (including a High Deductible Health Plan)
Prescription drug coverage
Enhanced Fertility benefits
Flexible Spending Accounts
Health Savings Account (including employer contribution)
Dental and Vision
Basic and Supplemental Life Insurance
Short-Term and Long-Term Disability
Paid and floating holidays
Paid time off (PTO)
Paid parental leave
Paid time off to volunteer in your community
Charitable Giving Match Program
401(k) with 6% company matching
Employee Stock Purchase Plan
Plus a broad range of career development, networking, and team-building opportunities
Dig in to our full list of benefits on OUR CULTURE page.