We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients. At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute. To learn more about CIBC, please visit CIBC.com (https://www.cibc.com/en/about-cibc.html) **What you’ll be doing** As the Senior Consultant, Risk Analytics, you will contribute to the growth of the unsecured retail portfolio including lines of credit, loans, overdrafts, and cards. You will lead these efforts by conducting data-driven analyses aimed at improving the performance of risk strategies/policies, continuously refining the breadth, depth, integrity, and accuracy of unsecured credit data. At CIBC we enable the work environment most optimal for you to thrive in your role. You’ll have the flexibility to manage your work activities within a hybrid work arrangement where you’ll spend 1-3 days per week on-site, while other days will be remote. **How you’ll succeed** **· Risk strategy development -** You will lead complex analytics and data processes to support the development and execution of proposals/business case for account management strategy, credit-policy, system, or rule changes that will optimize the portfolio risk reward trade-off. **· Innovation -** You will exercise strategic vision to drive innovation and process enhancement efforts, targeting key operational pain points with focus on resolution and efficient resource utilization. You will continuously challenge and improve risk strategy through analysis of customer behavior data and sophisticated statistical/data mining techniques. **· Relationship building -** Forge collaborative partnership with stakeholders by leading initiatives and identifying strategic opportunities to enable profitable growth, reduce exposure and adapt to changing market conditions, while operating within overall risk appetite. **· Strategy communication -** Oversee the strategy monitoring framework and improve impact assessment methodologies to allow for better and more informed decisions. You will also communicate strategy results with management and business partners to obtain support and move forward. **Who you are** **· You can demonstrate experience.** 3- 5 years of experience in a Data Analysis and Analytics focused role within risk management. Proficiency utilizing SAS and Triad. Presentation skills and experience presenting to others is an asset. **· You have a degree/diploma.** In Business/Math/Statistics, MBA, or equivalent work experience. **· You put our clients first.** You engage with purpose to find the right solutions. You go the extra mile, because it's the right thing to do. **· Your influence makes a difference.** You know that relationships and networks are essential to success. You inspire outcomes by sharing your expertise. **· You give meaning to data.** You enjoy investigating complex problems and making sense of information. You communicate detailed information in a meaningful way. **· You’re goal oriented.** You’re motivated by accomplishing your goals and delivering your best to make a difference. **· Values matter to you.** You bring your real self to work, and you live our values – trust, teamwork and accountability. \#LI-TA **What CIBC Offers** At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck. + We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, defined benefit pension plan*, an employee share purchase plan, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program. + Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients. + We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development. *Subject to plan and program terms and conditions **What you need to know** + CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact Mailbox.careers-carrieres@cibc.com + CIBC is committed to clarity in our hiring process. All roles posted are opportunities we’re actively recruiting for, unless stated otherwise. + You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit. + We may ask you to complete an attribute-based assessment and other skills test (such as simulation, coding, French proficiency). + We use artificial intelligence tools during the recruitment process. Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us. **Job Location** Toronto-81 Bay, 31st Floor **Employment Type** Regular **Weekly Hours** 37.5 **Skills** Accountability, Analytical Thinking, Business Requirements, Communication, Data Integration, Data Quality, Delivery Management, Prioritization, Quality Improvement, Risk Analytics, Risk Management Strategies, SAS Program At CIBC, we are in business to help our clients, employees and shareholders achieve what is important to them. Our ability to create value for all CIBC stakeholders is driven by a business culture based on common values: Trust, Teamwork and Accountability. Working with CIBC makes you a part of a work environment committed to our clients, employees and communities - a place where you can excel. Every day, our 44,000 employees help our clients achieve their financial goals, because what matters to our clients, matters to us.