We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients. At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute. To learn more about CIBC, please visit CIBC.com (https://www.cibc.com/en/about-cibc.html) **What you’ll be doing** Reporting to the Director, Indirect Auto and Business Banking Lending, The Risk Analytics Senior Consultant contributes to the profitable growth of Indirect Auto and Business Banking portfolios by providing strategic and analytical leadership to develop effective acquisition and account management credit risk strategies required to optimize the risk/reward tradeoff for new and existing accounts. _At CIBC we enable the work environment most optimal for you to thrive in your role. You’ll have the flexibility to manage your work activities within a hybrid work arrangement where you’ll spend 1-3 days per week on-site, while other days will be remote._ **How you’ll succeed** + **Risk Strategy Development.** You will lead complex analytics and data processes to support the development and execution of proposals/business case for acquisition and account management strategy, credit-policy, system, or rule changes that will optimize the portfolio risk reward trade-off. + **Innovation.** You will exercise strategic vision to drive innovation and process enhancement efforts, targeting key operational pain points with focus on resolution and efficient resource utilization. You will continuously challenge and improve risk strategy through analysis of customer behavior data and sophisticated statistical/data mining techniques. + **Relationship Building.** Forge collaborative partnership with stakeholders by leading initiatives and identifying strategic opportunities to enable profitable growth, reduce exposure and adapt to changing market conditions, while operating within overall risk appetite. + **People Development and Strong Communication.** You have well developed leadership capability with the ability to inspire teams to reach great heights of performance. Oversee the strategy monitoring framework and improve impact assessment methodologies to allow for better and more informed decisions. You will also communicate strategy results with management and business partners to obtain support and move forward. **Who you are** + **You give meaning to data.** You enjoy investigating complex problems and working with data. You're confident in your ability to communicate detailed information in an impactful way. You understand that success is in the details. + **You can demonstrate experience in** SAS, benchmarking applications and a strong understanding of the retail credit lifecycle. **It’s an asset if** you have experience analyzing financial statements. + **You know that details matter.** You notice things that others don't. Your critical thinking skills help to inform your decision making. + **You're motivated by collective success.** You know that collaboration can transform a good idea into a great one. You understand the power of an inclusive team that enjoys working together to bring a shared vision to life. + **You love to learn.** You're passionate about growing your knowledge and you know that there is no limit to what you can achieve. + **You have an undergraduate or graduate degree in** a quantitative field (finance, economics, statistics, mathematics, computer science). + **Values matter to you** . You bring your real self to work and you live our values - trust, teamwork, and accountability. \#L1-TA **What CIBC Offers** At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck. + We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, defined benefit pension plan*, an employee share purchase plan, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program. + Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients. + We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development. *Subject to plan and program terms and conditions **What you need to know** + CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact Mailbox.careers-carrieres@cibc.com + CIBC is committed to clarity in our hiring process. All roles posted are opportunities we’re actively recruiting for, unless stated otherwise. + You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit. + We may ask you to complete an attribute-based assessment and other skills test (such as simulation, coding, French proficiency). + We use artificial intelligence tools during the recruitment process. Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us. **Job Location** Toronto-81 Bay, 31st Floor **Employment Type** Regular **Weekly Hours** 37.5 **Skills** Analytical Thinking, Analytics, Data Analysis, Investigating, Lending, Operational Efficiency, Python (Programming Language), Risk Analytics, Risk Management, Risk Management and Mitigation, Risk Strategies, Structured Query Language (SQL) At CIBC, we are in business to help our clients, employees and shareholders achieve what is important to them. Our ability to create value for all CIBC stakeholders is driven by a business culture based on common values: Trust, Teamwork and Accountability. Working with CIBC makes you a part of a work environment committed to our clients, employees and communities - a place where you can excel. Every day, our 44,000 employees help our clients achieve their financial goals, because what matters to our clients, matters to us.