This is a role focused on technical claim handling for Chubb’s Personal Lines insureds nationwide.  In this role you will manage complex general liability and auto liability claims, both litigated and non-litigated, under primary and excess Personal Lines policies.  This role requires an individual to be accountable for the handling and disposition of claims including investigation, coverage determination, reserving, negotiation and settlement or trial strategies.  This position will require some travel, as well as coordinating with and servicing both internal and external business partners.  You will represent the company at meetings with management and business partners, as well as at mediations, arbitrations, settlement conferences and trials.

Additional Responsibilities:

·    Manage an inventory of Personal Lines Casualty claims involving moderate to high severity exposures and complex coverage issues.

·    Conduct, coordinate, and direct investigation into loss facts, damages and risk transfer opportunities.

·    Evaluate coverage, liability, and damages to determine the exposure to the insured and the policy.

·    Analyze coverage and communicate coverage positions, as warranted, within assigned authority.

·    Demonstrate and implement effective defense, resolution and claim strategies.

·    Direct and closely monitor assignments to experts and defense counsel subject to established guidelines.

·    Provide superior customer service to insureds, agents, and internal business partners.

·    Adhere to Best Practices Guidelines.

·    Adhere to individual authority grants, all statutory and regulatory requirements, fair claim practices and local compliance requirements, including examiner licensing.

Travels to conferences, mediations, and trials as necessary. Travel ranges from approximately 10% to 25% but it could be more as dictated by business needs.

·    Five or more years’ experience as a casualty claim professional with a high degree of specialized and technical competence in the handling of high exposure complex claims with emphasis on hands-on file and litigation management.

·    Experience with primary and excess bodily injury, property damage, and personal injury claims.

·    Strong background and demonstrated ability in dealing with significant coverage matters.

·    An understanding of the tenets of insurance and legal principles.

·    Working knowledge of industry best practices and procedures.

·    An ability to work independently and assimilate learning materials on many different subjects from various sources. 

·    Excellent interpersonal communications and negotiation skills; and an ability to deal with customers and business partners in a professional manner.

·    Ability to make prompt, intelligent decisions based upon detailed analyses of complex issues.

·    Demonstrated strong relational skills particularly in adverse or high-pressure situations.

·    Personal Lines experience preferred but not required.

·    A law degree is not necessary but recommended.