At Schwab, you’re empowered to make an impact on your career. Here, innovative thought meets creative problem solving, helping us “challenge the status quo” and transform the finance industry together.
We believe in the importance of in-office collaboration and fully intend for the selected candidate for this role to work on site in the specified location(s).
Workplace Services Engineering (WSE) is an organization within Schwab Technology Services that is embarking on a major transformation. We support Workplace Services, and we’re shaping the future of how people experience financial well‑being at work. We partner with leading employers to deliver innovative retirement, equity, and workplace financial solutions that help millions of participants build stronger financial futures. This is a fast‑growing, high‑impact business where scale meets purpose—where your work directly influences how people plan, save, invest, and succeed.
As a key growth engine for the firm, we’re investing more than ever to expand our capabilities, modernize platforms, and elevate the experiences we deliver to employers and their employees. Our teams work at the intersection of technology, service, and financial expertise—supporting workplace clients with solutions that scale, adapt, and deliver meaningful outcomes. Here, your ideas help shape what’s next for workplace financial services. If you’re energized by solving complex problems, collaborating across disciplines, and making a real difference in the workplace services industry, you’ll find your place here.
We’re seeking a Senior Architect to provide technical leadership, architecture direction, and hands-on guidance across multiple Agile teams. This is a unique opportunity to shape the future of retirement technology and drive innovation across critical initiatives that impact millions of participants.
What You’ll Do:
Why This Role Matters:
You’ll be at the forefront of transforming the PCRA experience, from frictionless account opening to advanced trade rule governance and digital asset integration. This is a rare chance to combine architecture leadership with financial innovation, shaping the next era of retirement solutions.
What you haveRequired Qualifications:
8+ years in software engineering with 5+ years building and evolving microservice architectures and leading technical direction for multiple teams in a SAFe or similar scaled‑Agile environmentAdvanced proficiency with Java/Spring Boot, RESTful API design, inter‑service communication, and event‑driven patterns; strong familiarity cloud‑ready designsExperience with Spring Cloud Data Flow, Oracle, Bamboo, Docker, GCP, AWS, and SALTHands‑on experience with SQL Server (modeling, query optimization, performance tuning) and working knowledge of Oracle; understanding of transactional integrity, concurrency, and data reliability patternsDemonstrated use of observability stacks (metrics/logging/traces), capacity/performance testing, resiliency techniques, and production incident analysis to drive architectural improvementsPractical experience embedding security by design (authn/authz, token/claims, encryption in transit/at rest), managing data concerns, and meeting audit/traceability requirementsAbility to articulate architectural trade‑offs to leadership and engineers, build consensus across Product/Engineering/Risk, and convert strategy into clear, executable guardrails and patternsPreferred Qualifications:
Experience modernizing legacy platforms to cloud‑ready architectures; familiarity with containers/orchestration, API gateways, caching, and messaging/streamingExposure to financial services or other regulated domains; understanding of controls and change governanceIn addition to the salary range, this role is also eligible for bonus or incentive opportunities.
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At Schwab, we’re committed to empowering our employees’ personal and professional success. Our purpose-driven, supportive culture, and focus on your development means you’ll get the tools you need to make a positive difference in the finance industry.
We offer a competitive benefits package to our full-time employees that takes care of the whole you – both today and in the future:
401(k) with company match and Employee stock purchase plan Paid time for vacation, volunteering, and 28-day sabbatical after every 5 years of service for eligible positions Paid parental leave and family building benefits Tuition reimbursement Health, dental, and vision insurance Application FAQsSoftware Powered by iCIMS
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