Join the JPMorganChase Card Finance Analytics team to help drive key business decisions and support the growth and success of the Card business! As a Senior Associate in the Card Finance Analytics team, you will build and maintain a P&L forecasting framework and perform financial analysis that directly influences the Card Acquisition decision engine. In this role, you will develop expertise in the Card P&L, take end-to-end ownership of behavior forecasting, and gain a comprehensive understanding of the card underwriting platform. You will also collaborate closely with key finance teams, Card Acquisition Risk, and business partners to drive critical business decisions and enhance Card profitability. **Job responsibilities** + Refine and manage the forecasting framework using SAS/SQL and Alteryx/Tableau to accurately predict card lifecycle usage, ensuring alignment across functional areas and decisioning platforms. + Adhere to firmwide governance standards by regularly updating model documentation for methodological changes, conducting internal governance reviews, and performing ongoing performance assessments. + Track and evaluate forecasting outcomes to assess effectiveness, identify areas for improvement, and inform future adjustments. + Create and deliver presentations for executives that clearly articulate the objectives and financial implications of investments, both at the aggregate level and for individual initiatives. + Design analytical frameworks and develop detailed financial models and P&Ls to predict card usage behavior and profitability under various economic scenarios. + Collaborate with team members to identify and automate key areas of the analytic process, reducing manual work and enhancing accuracy. + Create tools and processes to improve forecasting and reporting accuracy, while ensuring compliance with governance and documentation standards. + Present analytics and recommendations clearly and concisely to senior management, utilizing strong analytical and problem-solving skills. **Required qualifications, capabilities, and skills** + Bachelor's degree in Finance, Accounting, Economics, or a related field. + 4+ years of experience in an analytical or finance-related role. + Proficient in building P&L and financial modeling concepts (NPV, ROI, etc.). + Proficiency in Microsoft Office, especially Excel and PowerPoint. + SAS/SQL experience, adept at working with granular data tables to draw out customer/segment-level profitability. + Experience in forecasting and budgeting. + Strong quantitative, critical thinking, and analytic skills. + Excellent verbal and written communication skills. + Superior organizational and process skills, with attention to detail. + Proactive and capable of working in a dynamic, matrixed environment and managing multiple responsibilities with tight timelines. **Preferred qualifications, capabilities, and skills** + Card and/or banking knowledge. + Experience with Tableau/Alteryx. **Additional Information** Applicants must be authorized to work for any employer in the U.S. We are **not able** to provide immigration sponsorship or take over sponsorship of an employment Visa at this time. Final Job Grade level and corporate title will be determined at time of offer and may differ from this posting. This role does not provide relocation assistance so all candidates must be local to the work locations listed in the job posting or willing to relocate on their own immediately upon hiring. Chase is a leading financial services firm, helping nearly half of America's households and small businesses achieve their financial goals through a broad range of financial products. Our mission is to create engaged, lifelong relationships and put our customers at the heart of everything we do. We also help small businesses, nonprofits and cities grow, delivering solutions to solve all their financial needs. We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process. We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation. Equal Opportunity Employer/Disability/Veterans