Join Westchester's Middle Market Property team as an Underwriter and play a pivotal role in delivering innovative insurance solutions tailored specifically for the middle market segment. In this position, you will leverage your analytical skills and industry knowledge to assess complex property risks, ensuring that our clients receive comprehensive coverage that meets their unique needs. As part of a forward-thinking and collaborative team, you will engage directly with brokers and clients to craft tailored policies that align with Westchester's commitment to providing exceptional service and maintaining a competitive edge in the market. This is an exciting opportunity to make a significant impact in the dynamic middle market property space while contributing to the continued growth and success of Westchester.

Duties may include but are not limited to:

Solicits new and renewal submissions from brokersDetermines terms, conditions, and rating plansBinds coverageDocuments the underwriting filesHandles more complex files within underwriting authorityKnowledge of insurance industryKnowledge of underwriting concepts, practices, and proceduresMicrosoft Word, Excel, and OutlookInternet usageOral and written communication skillsNegotiation & marketing skills

Education & Experience:

3 years of Underwriting experience preferredBachelor’s degree preferred

Critical Competencies: 

Fundamentals of coverage, terms and conditions: Ability to offer coverage, terms and conditions which generate a profit for the Company while meeting the needs of the customer.Risk Assessment: Ability to identify risk exposures, special or common hazards, and appropriate controls. Ability to select risk based on exposure and risk analysis. Ability to analyze claims and quantify losses.Financial proficiency: Understanding of financial statements and ratios used in risk analysis. Understanding of insurance financial fundamentals; impact of underwriting decisions on company assets. Ability to understand credit risk.Actuarial fundamentals: Ability to understand loss trends, loss triangles, and ratemaking. Ability to quantify risk based on experience history and forecasting methods.Marketing and Communications: Ability to sell and negotiate to achieve bottom line profitability for the Company. Ability to make presentations and communicate articulately. Ability to base communications on strategic thinking. Ability to manage producer strategy.Systems and programs: Ability to use systems and software programs needed to conduct daily business.