Cognizant Technology Solutions is looking for a Payments Techno-Functional Business Analyst - Cards Settlement knowledge to join in our team of IT professionals in a permanent role. If you meet our background requirements and skills and are looking for an opportunity with these skills and expertise, here is the ideal opportunity for you! **Role: Payments Techno-Functional Business Analyst - Cards Settlement knowledge** Experience: 8-12 years of strong experience Job Location: We are ideally looking for candidates to work at the Client site in a hybrid model (3 days per week) in Houston TX **Roles and Responsibilities** We are seeking a Payments Business Analyst having expertise in end-to-end lifecycle of card-based transactions using ISO8583 format, and specializing in settlement and reporting functionalities. Alongside functional expertise, candidate should have basic knowledge in Unix, shell scripting and troubleshooting experience. **Responsibilities** • Knowledge in Settlement and Reporting functionalities (OR) Understanding of transaction processing in Debit / Credit payment network applications and related entities such as Merchant Acquirer Issuer and Network. • Able to review the deliverables from the development teams • Collaborate with Product managers Product Owners Architect and project managers to define accurate requirements • Help define test cases and acceptance criteria • Validate outputs to ensure business objectives are correctly implemented • Evaluate the impact of changes to the systems • Help identify potential downstream effects • Work closely with developers QA and Product family owner to provide functional clarity throughout the project life cycle • Able to analyze the transactional data • Ability to articulate both technically and functionally **Work Authorization:** Cognizant will only consider applicants who are legally authorized to work in the United States. **Salary and Other Compensation:** The annual salary for this position will depend on experience and other qualifications of the successful candidate. **Benefits:** Cognizant offers the following benefits for this position, subject to applicable eligibility requirements: • Medical/Dental/Vision/Life Insurance • Paid holidays plus Paid Time Off • 401(k) plan and contributions • Long-term/Short-term Disability • Paid Parental Leave • Employee Stock Purchase Plan \#LI-SA1 Disclaimer: The salary, other compensation, and benefits information is accurate as of the date of this posting. Cognizant reserves the right to modify this information at any time, subject to applicable law Cognizant is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to sex, gender identity, sexual orientation, race, color, religion, national origin, disability, protected Veteran status, age, or any other characteristic protected by law.