Payments business is a crucial growth driver for the Services business and a key element in achieving our goals of generating new fee-based revenue, expanding market share, delivering outstanding client experience and maintaining high standards of risk. Canada is a key market for Citi. Our Canada Services - Payments business is entering a transformative period highlighted by an aggressive industry payments modernization plan, roll out of Real-Time Rail, an enhanced regulatory environment, ongoing application rationalization, and a rapid deployment of value-added products and services. This role will report to the Payments Head for Canada, leading the Real-Time Rail launch in Canada and other payment products within the team. **Responsibilities:** + Lead the development of the Real-Time Rail in Canada + Conduct in-depth market research, competitive analysis, and customer segment analysis to identify opportunities, pain points, and trends in real-time payments. + Manage, Project Lead, co-ordinate and complete ongoing Control activities and related Regulatory Projects through interaction with Product, Compliance, Technology, Operational and other key stakeholders. + Oversee product releases, including comprehensive communication, training, and documentation for internal and external stakeholders. + Collaborate with Sales and Banking to commercialize Real-Time Rail and other payment products + Drive product strategy, sales and client enablement, and P&L management + Monitor key product measures, identify actions necessary and lead corrective actions. + Manage business risk & compliance across suite of products, including completion of all audits, legal, tax risk, vendor governance, corrective action plans, and compliance and regulatory reporting + Ensure strong ongoing engagement by the Business, In-business Control, and Compliance Functions that participate in the product approval and governance processes for new product launches and enhancements to existing products **Qualifications:** + Bachelor’s degree/University degree, Master’s degree preferred + 6+ years of relevant experience in payments, product management and/or development + Experience in governance / risk and controls, highly preferred + Analytical skills + Problem-solving and decision-making skills + Consistently demonstrates clear and concise written and verbal communication + Ability to work in a team-oriented environment ------------------------------------------------------ **Job Family Group:** Product Management and Development ------------------------------------------------------ **Job Family:** Product Management ------------------------------------------------------ **Time Type:** Full time ------------------------------------------------------ **Primary Location Full Time Salary Range:** $111,600.00 - $161,600.00 ------------------------------------------------------ **Most Relevant Skills** Please see the requirements listed above. ------------------------------------------------------ **Other Relevant Skills** For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ _Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._ _If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review_ _Accessibility at Citi (https://www.citigroup.com/citi/accessibility/application-accessibility.htm)_ _._ _View Citi’s_ _EEO Policy Statement (https://www.citigroup.com/global/eeo-aa-policy)_ _and the_ _Know Your Rights (https://www.eeoc.gov/sites/default/files/2023-06/22-088\_EEOC\_KnowYourRights6.12ScreenRdr.pdf)_ _poster._ Citi is an equal opportunity and affirmative action employer. Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.