Mortgage Processor
Raymond James Financial, Inc.
**Job Summary & Responsibilities:**
Raymond James Bank is hiring an entry level Mortgage Processor to process residential and/or retail loans and prepare closing documents in accordance with Fannie Mae and Freddie Mac underwriting guidelines.
**The ideal contributor will:**
+ Follows detailed, established procedures to perform a variety of tasks requiring some evaluation, originality or ingenuity in making decisions.
+ Resolves common questions and problems and refers more complex issues to a higher level.
+ Have regular contact with internal and external customers is required to obtain, clarify, or provide facts and information and/or identify, research, and resolve problems.
+ **Have a working knowledge or understanding of retail banking disclosures and regulations, preferably TRID and Reg. Z.**
**Essential Duties and Responsibilities:**
+ Obtains required documentation and processes more complex loan applications.
+ Orders credit verifications and third party services.
+ Tracks receipt of and reviews post-closing legal documents.
+ Follows up on missing documentation.
+ Verifies loan applications and supporting documents for accuracy and completeness.
+ Prepares and compiles documents for loan closing.
+ Prepares or reviews for accuracy, TRID Disclosures, Regulation Z disclosures, and other disclosures required by consumer regulation.
+ Schedules, coordinates loan closings, and clears for disbursement of loan proceeds.
+ Prepares compliance and accounting records and reports, as required by management and regulatory agencies.
+ Performs routine loan calculations.
+ Assists customers with moderately complex inquires or problems.
+ Performs pre-closing, post-closing, or whole loan due diligence review of legal agreements and other closing documents to terms of loan commitment.
+ Maintains currency in loan processing policies and procedures.
+ Performs other duties and responsibilities as assigned.
**Knowledge of:**
+ Basic concepts, practices and procedures of commercial and retail loan processing.
+ Basic principles of banking and finance.
+ Financial markets and products.
**Skill in:**
+ Processing less complex loan applications.
+ Verifying information for accuracy and completeness.
+ Preparing loan closing packages.
+ Preparing records and reports.
+ Performing basic calculations.
+ Operating standard office equipment and using required software applications.
**Ability to:**
+ Read, interpret, analyze and apply information from loan application documents
+ Interpret and apply policies.
+ Organize, manage and track multiple detailed tasks and assignments with frequently changing priorities in a fast-paced work environment.
+ Communicate effectively, both orally and in writing.
+ Work independently as well as collaboratively within a team environment.
+ Handle stressful situations and provide a high level of customer service in a calm and professional manner.
+ Establish and maintain effective working relationships.
+ Maintain currency in loan processing policies and procedures.
**Licenses/Certifications:**
None required.
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