Saint Petersburg, FL, 33747, USA
27 days ago
Mortgage Processor
**Job Summary & Responsibilities:** Raymond James Bank is hiring an entry level Mortgage Processor to process residential and/or retail loans and prepare closing documents in accordance with Fannie Mae and Freddie Mac underwriting guidelines. **The ideal contributor will:** + Follows detailed, established procedures to perform a variety of tasks requiring some evaluation, originality or ingenuity in making decisions. + Resolves common questions and problems and refers more complex issues to a higher level. + Have regular contact with internal and external customers is required to obtain, clarify, or provide facts and information and/or identify, research, and resolve problems. + **Have a working knowledge or understanding of retail banking disclosures and regulations, preferably TRID and Reg. Z.** **Essential Duties and Responsibilities:** + Obtains required documentation and processes more complex loan applications. + Orders credit verifications and third party services. + Tracks receipt of and reviews post-closing legal documents. + Follows up on missing documentation. + Verifies loan applications and supporting documents for accuracy and completeness. + Prepares and compiles documents for loan closing. + Prepares or reviews for accuracy, TRID Disclosures, Regulation Z disclosures, and other disclosures required by consumer regulation. + Schedules, coordinates loan closings, and clears for disbursement of loan proceeds. + Prepares compliance and accounting records and reports, as required by management and regulatory agencies. + Performs routine loan calculations. + Assists customers with moderately complex inquires or problems. + Performs pre-closing, post-closing, or whole loan due diligence review of legal agreements and other closing documents to terms of loan commitment. + Maintains currency in loan processing policies and procedures. + Performs other duties and responsibilities as assigned. **Knowledge of:** + Basic concepts, practices and procedures of commercial and retail loan processing. + Basic principles of banking and finance. + Financial markets and products. **Skill in:** + Processing less complex loan applications. + Verifying information for accuracy and completeness. + Preparing loan closing packages. + Preparing records and reports. + Performing basic calculations. + Operating standard office equipment and using required software applications. **Ability to:** + Read, interpret, analyze and apply information from loan application documents + Interpret and apply policies. + Organize, manage and track multiple detailed tasks and assignments with frequently changing priorities in a fast-paced work environment. + Communicate effectively, both orally and in writing. + Work independently as well as collaboratively within a team environment. + Handle stressful situations and provide a high level of customer service in a calm and professional manner. + Establish and maintain effective working relationships. + Maintain currency in loan processing policies and procedures. **Licenses/Certifications:** None required.
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