Baltimore, MD, 21217, USA
15 hours ago
Mortgage Loan Closer
Description Robert Half is seeking a detail-oriented and organized Mortgage Loan Closer to join our clients lending operations team in Baltimore, MD. This is a direct-hire positions that offers competitive compensation, bonus per loan closed and great benefits. Encompass software experience is required for consideration. The Mortgage Loan Closer is responsible for preparing accurate and timely closing documents, ensuring compliance with state and federal regulations, coordinating funding, and facilitating a smooth closing process for all parties involved in the mortgage transaction. Key Responsibilities: + Review and verify all loan documentation for accuracy and completeness prior to closing. + Prepare and deliver closing disclosures, closing instructions, and loan packages in accordance with investor and regulatory guidelines. + Coordinate with title companies, escrow agents, attorneys, brokers, and internal staff to ensure all necessary documentation is received and conditions are met for closing. + Confirm wire instructions and disbursement of funds in a secure and timely manner. + Ensure compliance with TRID, RESPA, and other applicable federal and state mortgage regulations. + Verify that closing fees, interest calculations, and prorations are accurate and align with loan terms and agreements. + Perform final quality checks and audits on closed loan files prior to shipping to investors or servicing departments. + Resolve post-closing issues and follow up on outstanding items as needed. + Maintain accurate records and document communication throughout the loan closing process. Requirements Qualifications: + High school diploma or equivalent required; associate or bachelor's degree in business, finance, or related field preferred. + Encompass software experience required + Minimum of 2–3 years of experience in mortgage loan closing or related mortgage processing roles. + Strong knowledge of conventional, FHA, VA, and USDA loan products and closing guidelines. + Familiarity with loan origination systems (LOS), title software, and document preparation tools. + High attention to detail, strong organizational and time-management skills. + Excellent written and verbal communication skills. + Ability to work in a fast-paced environment and meet tight deadlines. + Knowledge of compliance regulations including TRID, RESPA, TILA, and state-specific requirements. Robert Half is the world’s first and largest specialized talent solutions firm that connects highly qualified job seekers to opportunities at great companies. We offer contract, temporary and permanent placement solutions for finance and accounting, technology, marketing and creative, legal, and administrative and customer support roles. Robert Half works to put you in the best position to succeed. We provide access to top jobs, competitive compensation and benefits, and free online training. Stay on top of every opportunity - whenever you choose - even on the go. Download the Robert Half app (https://www.roberthalf.com/us/en/mobile-app) and get 1-tap apply, notifications of AI-matched jobs, and much more. All applicants applying for U.S. job openings must be legally authorized to work in the United States. Benefits are available to contract/temporary professionals, including medical, vision, dental, and life and disability insurance. Hired contract/temporary professionals are also eligible to enroll in our company 401(k) plan. Visit roberthalf.gobenefits.net for more information. © 2025 Robert Half. An Equal Opportunity Employer. M/F/Disability/Veterans. By clicking “Apply Now,” you’re agreeing to Robert Half’s Terms of Use (https://www.roberthalf.com/us/en/terms) .
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