Citibank, N.A. seeks a Model/Analysis/Validation Officer for its Wilmington, DE location. Duties: Provide guidance and coordinate allowance and/or Cost of Credit (CoC) activities for Consumer Credit businesses including engaging with modeling groups, in-business Retail and Wholesale Risk, and Finance partners. Provide strategic analytics and information for management across retail lending products with insight to data-quality and controls. Prepare materials for and participate in meetings to understand (and challenge if necessary) forecast assumptions and outcomes. Conduct analysis to respond to regulatory and business questions and provide portfolio insights. Perform data analysis to monitor and track portfolio quality and trends. Provide project management support for various initiatives as needed or for delivery of regulatory solutions. Provide support for adherence to internal EUCs (End User Computing) requirements and best practices. Partner with stakeholders to understand and respond to stakeholder needs. Proactively seek stakeholder feedback to adapt to changes throughout the organization. A telecommuting/hybrid work schedule may be permitted within a commutable distance from the worksite in accordance with Citi policies and protocols. Requirements: Bachelor’s degree, or foreign equivalent, in Finance, Accounting, Economics, Applied Mathematics, Statistics, or a related field, and five (5) years of experience in the job offered or in a related occupation performing data analysis activities including defining, extracting, and utilizing data. Five (5) years of experience must include: Working with credit card life cycle management and delinquency reporting systems; Working with large datasets and extrapolating insights and interpreting complex financial models; Utilizing quantitative skills in executing portfolio monitoring activities including ongoing review of key risk metrics, identifying trends and data quality issues, and engaging with stakeholders for remediation; Validating and documenting processes, risks, and controls including methodologies in line with policies and guidelines applicable to identify and mitigate risks; and Developing controls and automation across the reporting process to ensure accuracy and timeliness of information presented to senior management and supporting a strong control environment. In the alternative, employer will accept a Master's degree, or foreign equivalent, and three (3) years of experience. Employer will accept pre- or post- Master’s degree experience. 40 hrs./wk. Applicants submit resumes at https://jobs.citi.com/ . Please reference Job ID #25905287. EO Employer. Wage Range: $152,600.00 to $170,000.00 Job Family Group: Risk Management Job Family: Model Development and Analytics ------------------------------------------------------ **Job Family Group:** ------------------------------------------------------ **Job Family:** ------------------------------------------------------ **Time Type:** Full time ------------------------------------------------------ **Primary Location:** Wilmington Delaware United States ------------------------------------------------------ **Primary Location Full Time Salary Range:** In addition to salary, Citi’s offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit citibenefits.com. Available offerings may vary by jurisdiction, job level, and date of hire. ------------------------------------------------------ **Most Relevant Skills** Please see the requirements listed above. ------------------------------------------------------ **Other Relevant Skills** For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ **Anticipated Posting Close Date:** Dec 03, 2025 ------------------------------------------------------ _Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._ _If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review Accessibility at Citi (https://www.citigroup.com/citi/accessibility/application-accessibility.htm) ._ _View Citi’s EEO Policy Statement (https://www.citigroup.com/global/eeo-aa-policy) and the Know Your Rights (https://www.eeoc.gov/sites/default/files/2023-06/22-088\_EEOC\_KnowYourRights6.12ScreenRdr.pdf) poster._ Citi is an equal opportunity and affirmative action employer. Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.