To lead and ensure optimal performance and reporting of the Business and Commercial’s credit portfolio, that the allocated portfolio performs within risk appetite, budgets are set appropriately and that strategic portfolio decisions are optimised across the 14 countries in Africa Regions.

Drive effective execution of the credit risk strategy and framework in line with the risk appetite statements, the Group Credit Risk Governance Standard and Global Credit Policy.

To provide leadership, support and quality assurance to the team to execute all Credit Risk process activities in order to manage risk, achieve targets and align to best practices.