Credit Risk Portfolio Management for Blue Banner and SBSA Securitization assets. To produce monthly reporting information and packs and present same at various governance committees. Manage credit risk and related projects, and work with a team that is responsible for the health of the overall Home Services credit portfolio.  You will analyze consumer credit data in order to make informed credit, portfolio management, impairment model and portfolio risk appetite recommendations. Work closely with the impairment modelling team, to improve our current IFRS9 impairment model. Build and improve predictive rolling forecast and stress testing models. Building new reporting elements and reports. Inform payment strategies through detailed analytics. Consult with key stakeholders that have analytical requirements, whilst proactively seeking to optimize the portfolio reporting by identifying and implementing value adding solutions. Ongoing optimization and automation of reporting.