At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.

As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

How will you make an impact in this role?

The Liquidity Risk Management team is a part of the Global Treasury Organization at American Express. The team’s core objective is to ensure the Company meets its regulatory liquidity needs by forecasting the Company’s regulatory liquidity requirements, collaborating with the Funding team to ensure timely funding of those needs, and performing stress testing to ensure the Company remains compliant with all regulatory liquidity requirements on an ongoing basis.

This Manager role is an exceptional opportunity to provide strategic decision support and influence liquidity risk management processes and governance activities. The position plays a critical role in strengthening and evolving liquidity risk frameworks, enhancing reporting and analytics capabilities, and ensuring alignment with regulatory expectations as American Express continues to modernize and optimize its liquidity management practices.

Primary responsibilities include:

Perform detailed analysis of liquidity risk assumptions and methodologies to ensure they are conceptually sound, appropriately calibrated, and aligned with the firm’s risk appetite and regulatory expectations.Review and challenge key liquidity assumptions, including deposit stability, runoff rates, contingent liquidity needs, collateral valuation, and stress scenario design.Evaluate methodology documentation to ensure transparency, consistency, and compliance with internal governance standards and regulatory guidance.Identify gaps, limitations, or emerging risks within liquidity methodologies and processes, and provide recommendations for enhancement.Collaborate with Treasury, Risk, Finance, and Regulatory Reporting teams to ensure assumptions and methodologies reflect current market conditions, balance sheet strategy, and funding profile.Monitor industry practices and regulatory developments to recommend updates to liquidity risk methodologies and governance frameworks.Synthesize complex quantitative analysis into executive-level narratives highlighting key trends, drivers, and actionable insights.Support internal control group and regulatory risk reviews by coordinating responses, gathering documentation, and providing detailed analysis related to liquidity risk management. 

The successful candidate will show many of the following qualities:

Demonstrates strong intellectual curiosity with a proactive mindset, continuously seeking to deepen understanding of liquidity risk frameworks, regulatory developments, and evolving market dynamics.Proven ability to manage time effectively and prioritize competing demands, successfully handling multiple requests and deliverables simultaneously while maintaining high quality and attention to detail.Strong sense of personal accountability and ownership, consistently following through on commitments and delivering results with integrity and reliability.

Demonstrates a passion for continuous improvement by identifying process enhancements, driving efficiencies, and contributing to stronger governance and control frameworks.

 

Minimum Qualifications:

3–5 years of relevant experience in Finance, Treasury, Risk Management, or a related function within financial services.Bachelor’s degree in Accounting, Finance, Economics, or a related field required. Strong data and analytical capabilities, including hands-on experience with data extraction, transformation, and analysis.Demonstrated proficiency in SQL and Python for data querying, analysis, and automation.Working knowledge of reporting and analytics tools such as Power BI and TM1.Advanced proficiency in Microsoft Office applications, particularly Excel and PowerPoint.Excellent written and verbal communication skills, with the ability to collaborate effectively and build strong working relationships with internal and external business partners across multiple functions.Demonstrated ability to prioritize and manage competing demands in a fast-paced environment, consistently delivering high-quality results while meeting critical deadlines.Strong analytical mindset with exceptional attention to detail, ensuring accuracy, completeness, and sound judgment in all deliverables.Proven process management capabilities, including the ability to identify inefficiencies, streamline workflows, and drive sustainable process improvements.

Preferred Qualifications:

Master’s degree or other advanced degree preferred.

Salary Range: $89,250.00 to $150,250.00 annually + bonus + benefits

The above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we’ll consider your location, experience, and other job-related factors.

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

Competitive base salaries Bonus incentives 6% Company Match on retirement savings plan Free financial coaching and financial well-being support Comprehensive medical, dental, vision, life insurance, and disability benefits Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) Free and confidential counseling support through our Healthy Minds program Career development and training opportunities

For a full list of Team Amex benefits, visit our Colleague Benefits Site.

American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law. American Express will consider for employment all qualified applicants, including those with arrest or conviction records, in accordance with the requirements of applicable state and local laws, including, but not limited to, the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance for Employers, and the City of Los Angeles’ Fair Chance Initiative for Hiring Ordinance. For positions covered by federal and/or state banking regulations, American Express will comply with such regulations as it relates to the consideration of applicants with criminal convictions.

We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.

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Employment eligibility to work with American Express in the U.S. is required as the company will not pursue visa sponsorship for these positions