Manager, Credit Strategy for Auto Finance Analytics
Location: Irving, TX (Hybrid)
We are currently seeking Manager, Credit Strategy for our Auto Finance Analytics team. This role will have the exciting opportunity to drive significant business results by leading key projects and contributing to the innovation, creation, and launch of value-adding products that uniquely leverage the internal and external data resources OneMain has access to. The roles and projects could vary across various parts of the Auto analytics functions like credit risk, pricing, valuations or dealer/channel analytics.
As a key member of the Auto analytics team, he or she will combine their business knowledge and analytical skills to develop strategies designed to manage risk, drive growth, and increase profitability; creating best-in-class frameworks based upon various supporting analyses and research including customer segmentation, competitive analysis, underwriting models, and historical performance. This individual will also draw strategic insights from data using analytics tools.
Working with various partners, the role will also have responsibilities for strategy implementation, technology roadmap development, competitive intelligence, and performance monitoring. This individual will represent the company and may engage with key business stakeholders, suppliers, external partners, and investors.
A successful candidate will utilize skills that enable them to be versatile and successfully lead initiatives across multiple disciplines. They will bring new ways of thinking, data sources, technologies, and capabilities to our business.
The Role
Utilize analytic tools (i.e. SAS, SQL, MATLAB, Python, and Open Source tools such as R is a plus) data query tools to build, test, evaluate, and maintain robust data analysis and reporting for management to make timely, informed decisions.Design, recommend, document, and execute consumer underwriting, product, channel and/or customer experience strategies to improve our lending portfolioPartner with other leaders to define business priorities, align resources, and communicate progress to executive leadershipAnalyze data and create and validate assumptions that feed into volume growth and profitability strategiesDraw conclusions by making recommendations for developing or modifying existing strategiesIncorporate response models and underwriting models into marketing programsContinually enhance existing scorecardsUnderstand the data environment to appropriately prioritize and set expectations for key reporting, and analytical prioritiesEffectively prioritize competing initiatives with help of their management chain; translate strategic priorities into initiatives and manage expectationsElevate talent and culture within team through mentoring, coaching and partnering with other associatesRequirements
Bachelor’s Degree (Graduate a plus) in a quantitative discipline, such as Engineering, Statistics, Economics, Data Analytics or Computer Science.2+ years of experience in a data driven analytics environment; consumer lending preferred; Master’s or PHD degrees may offset experience. 4+ years requiredAdvanced analytical skillset using tools such as SQL, SAS, Excel skills required; experience with multiple types of relational databases and/or querying languages is a plus such as R, Hive Python, Oracle, Unix are desiredInnovative and capable of developing a highly analytical approach to solving problemsExperience driving projects and presenting to senior management on results and ideasCapability and willingness to learn new areas within the OneMain business and take on diverse projects Save Job Apply