Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.
Job DescriptionTo provide effective value adding risk management in assisting Business Banking, in achieving their asset growth targets, whilst maintaining a quality-lending book, through judicious and effective management thereof, delivery of a professional service to the business units, by assessing and evaluating credit facilities (new and/or existing) based on sound credit and financial principles which supports the minimising of risk to the bank.
QualificationsType of Qualification: First Degree
Field of Study: Business Commerce
Type of Qualification: First Degree
Field of Study: Finance and Accounting
Experience Required
Credit Risk – BCB
Risk & Corporate Affairs
3-4 years
General experience of the everyday banking offerings in the bank, especially lending options and processes
5-7 years
Integral knowledge of Credit Solutions, processes, procedures and regulatory and compliance requirements.
Behavioural Competencies:
Adopting Practical ApproachesChecking ThingsDocumenting FactsEstablishing RapportExploring PossibilitiesGenerating IdeasInteracting with PeopleInterpreting DataMaking DecisionsMeeting TimescalesProviding InsightsUpholding StandardsTechnical Competencies:
Application & Submission Verification (Business Banking)Business DevelopmentClient Relationship ManagementComplianceData ComplianceProduct and Services KnowledgeRisk ManagementStrategic Business Relationship Management