**Essential Duties and Responsibilities** • Develop quantitative analysis to assess credit risk at the portfolio level. • Perform independent loan reviews to evaluate the creditworthiness of the borrower. • Analyze financial statements and other required data provided in the credit file to ensure that risk rating is appropriate and upgrades/downgrades are done in a timely manner in line with banks policies/procedures and regulatory requirements. • Discuss all noted deficiencies and identified weaknesses, and any existing or planned corrective actions, including timeframes for correction, with appropriate loan officers and managers. • Assist in preparing reports summarizing portfolio quality and risk issues with recommended corrective action. • Maintain a level of understanding of credit risk policies/requirements, regulatory expectations and contribute to improving effectiveness and efficiency of the credit risk analysis processes/methodologies. **Knowledge, Skills, and Abilities** • Strong credit skills along with experience in Corporate Lending (CRE, REIT, C&I) and/or Private Bank Lending (Residential Mortgages, Securities Based Loans and/or Structured Loans). • Financial statement analysis including comprehensive understanding of balance sheet, income statement and cash flow drivers impacting critical credit risk metrics. • Experience in evaluating or assigning risk ratings. • Knowledge of regulatory definitions and classifications of loans. • Working knowledge of lending practices, policies, procedures, disclosures and terminology related to banking laws, regulatory requirements and legal documents. • Well-developed interpersonal and written/verbal communication skills demonstrating the ability to communicate effectively, clearly and persuasively in a variety of settings, formats and audiences. • Strong organizational, time management and follow-up skills, demonstrating a strong sense of urgency and ability to execute quickly, timely and efficiently. • Ability to multi-task and decide key priorities with confidence, motivation, decisiveness and flexibility. • Demonstrated ability to collaborate, influence and manage competing priorities across the organization. **Educational/Previous Experience Requirements** • Bachelor’s degree in Business, Economics, Accounting or Finance with at least seven (7) years of experience in CRE or C&I lending, credit/loan review and/or similar position requiring strong business knowledge and credit judgment. **Travel** • Limited travel will be required, as needed.