Portage, MI, 49024, USA
18 hours ago
Lead Syndication/Credit Analyst
The Credit Analyst/Lease Syndication Analyst establishes and maintains relationships with external loan syndication/funding bank partners, coordinates syndication efforts, works with the assigned Regional Financial Manager, Stryker Business Unit Sales Representative, and other departments within Flex on syndication deal structures and provides documentation negotiation support. The Credit/Syndication Analyst is directly involved in the coordination of underwriting and decisioning of lease transaction with Lending Partners, provides detailed analysis of customer financial data and industry trends for leases to be held by Stryker as well as performing other credit investigations including direct customer interviews as necessary. The Credit/Syndication Analyst will maintain relationships with outside funding sources to ensure transactions are funded quickly and efficiently. **What you will do:** + Perform necessary credit investigation, to include financial analysis, on lease and loan requests to either render a final credit decision or prepare credit packages for submittal to lending partners or internal stakeholders for decisions + Develop and maintain relationships with partner banks to facilitate loan participation + Help to drive decisions on which lending partners would be the best fit for the subject participation + Negotiation of credit documents with lending partners + Screen potential business deals by analyzing deal requirements and financials + Works with technical staff and other internal colleagues to meet customer needs + Provide operational support and assist in syndication funding and tracking of the transaction pipeline + Identify and oversee the implementation of new initiatives to further the development of a robust and scalable end-to-end syndications business + Serve as a primary interface with Stryker Sales, Regional Managers, customers, and funding sources on day-to-day credit operations + Serve as proactive strategic partner for internal sales teams to help maximize positive customer outcomes + Provide various reports as needed for business performance management + Ensure accuracy of proposed structures and finance pricing by verifying that the proposed structure, finance discounts, and transaction pricing are accurate and acceptable to lending partners + Assist the internal Stryker Flex Financial group in obtaining final purchase orders from lending partners + Manage the flow of the transactions as a central point of contact between Stryker Flex Financial's internal and external sales force and lending partners + Assure Stryker Corporation-funded transactions are within the terms of its vendor partner program agreements **What you need:** **Required:** + Bachelor’s degree; Accounting, Business, Finance or related discipline preferred + 4+ years of professional experience + Commercial underwriting or business credit analysis experience within a bank, leasing organization, or finance company **Preferred:** + Completion of formal bank or corporate credit training program + Loan or lease structuring experience + Experience in the Healthcare/Medical Industry is preferred + Knowledge of legal terms for lease and finance-type structures + Knowledge of D&B, PayNet, and Corporation Service Company $69,100- $139,600 salary plus bonus eligible + benefits. Individual pay is based on skills, experience, and other relevant factors. This role will be posted for a minimum of 3 days. Health benefits include: Medical and prescription drug insurance, dental insurance, vision insurance, critical illness insurance, accident insurance, hospital indemnity insurance, personalized healthcare support, wellbeing program and tobacco cessation program. Financial benefits include: Health Savings Account (HSA), Flexible Spending Accounts (FSAs), 401(k) plan, Employee Stock Purchase Plan (ESPP), basic life and AD&D insurance, and short-term disability insurance. Stryker offers innovative products and services in MedSurg, Neurotechnology, Orthopaedics and Spine that help improve patient and healthcare outcomes. Alongside its customers around the world, Stryker impacts more than 150 million patients annually. Depending on customer requirements employees and new hires in sales and field roles that require access to customer accounts as a function of the job may be required to obtain various vaccinations as an essential function of their role. Stryker Corporation is an equal opportunity employer. Qualified applicants will receive consideration for employment without regard to race, ethnicity, color, religion, sex, gender identity, sexual orientation, national origin, disability, or protected veteran status. Stryker is an EO employer – M/F/Veteran/Disability.
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