**About this role:** Wells Fargo is seeking a **Lead Credit Risk Officer** to become a member of the Risk Asset Review group within Corporate Risk. As a part of Wells Fargo's credit risk review function, Risk Asset Review, this role is responsible for assessing credit administration practices and adherence to interagency credit review guidelines through targeted and portfolio examination quality standards, ensuring relevant controls are followed and executed, and deficiencies are identified and addressed. This role will be specifically responsible for monitoring and evaluating the quality of consumer lending practices, such as credit administration, portfolio quality/trends, and adherence to the credit policy and risk appetite in the business. The role engages with business, independent risk management, and executive management to share the findings on a regular basis. **In this role, you will:** + Lead complex initiatives including those that are cross-functional with broad impact and act as key participant in driving the company credit culture, desire, and business performance for Credit Risk + Review and analyze complex strategies, programs, and policies with a direct and significant impact on credit risk appetite and culture + Receive direction from leaders + Develop and utilize analysis capabilities to assist the commercial exam teams with examinations + Exercise independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirements + Collaborate and consult with peers, colleagues, and managers to resolve issues and achieve goals + Interact with internal and external customers + Collaborate with business for oversight of risk management + Interact with Audit, Legal, external agencies, and regulatory bodies on risk related topics **Required Qualifications:** + 5+ years of Credit Risk experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education **Desired Qualifications:** + Previous experience with consumer credit risk strategy development and monitoring in financial service industry + Previous experience with reviewing or underwriting consumer credits either in originations or loss mitigation + Strong verbal and written communication skills, and advanced MS Office Suite product skills to include (MS Excel, MS PowerPoint, MS Outlook, MS Word) + MA/MS degree in quantitative discipline such as finance, economics, statistics, operations research + Ability to gather, analyze, package, and present analytical findings in an insightful and logical manner + Collaborate and consult with peers, colleagues, and managers to resolve issues and achieve goals + Ability to prioritize work, meet deadlines, and achieve goals in a dynamic environment + Ability to provide credible challenge and candor to peers **Posting Locations:** + 401 S Tryon Street, Charlotte, North Carolina + 600 S 4th Street, Minneapolis, Minnesota + 800 S Jordan Creek Pkwy, West Des Moines + 401 Las Colinas Blvd W Bldg B, Irving, Texas + 2700 S Price Road, Chandler, Arizona **Job Expectations:** + Ability to work at one of the approved locations in the job posting + This position is not eligible for Visa sponsorship + This position currently offers a hybrid schedule **Pay Range(s) (US Only) :** Minneapolis, Minnesota | Pay Range: 139,000.00 - 217,000.00 USD Annual **_*Job posting may come down early due to volume of applicants._** **Pay Range** Reflected is the base pay range offered for this position. Pay may vary depending on factors including but not limited to achievements, skills, experience, or work location. The range listed is just one component of the compensation package offered to candidates. $139,000.00 - $239,000.00 **Benefits** Wells Fargo provides eligible employees with a comprehensive set of benefits, many of which are listed below. Visit Benefits - Wells Fargo Jobs (https://www.wellsfargojobs.com/en/life-at-wells-fargo/benefits) for an overview of the following benefit plans and programs offered to employees. + Health benefits + 401(k) Plan + Paid time off + Disability benefits + Life insurance, critical illness insurance, and accident insurance + Parental leave + Critical caregiving leave + Discounts and savings + Commuter benefits + Tuition reimbursement + Scholarships for dependent children + Adoption reimbursement **Posting End Date:** 24 Aug 2025 ***** **_Job posting may come down early due to volume of applicants._** **We Value Equal Opportunity** Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic. Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements. **Applicants with Disabilities** To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo (https://www.wellsfargojobs.com/en/diversity/disability-inclusion/) . **Drug and Alcohol Policy** Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy (https://www.wellsfargojobs.com/en/wells-fargo-drug-and-alcohol-policy) to learn more. **Wells Fargo Recruitment and Hiring Requirements:** a. Third-Party recordings are prohibited unless authorized by Wells Fargo. b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process. **Req Number:** R-477190