The Underwriter is a strategic professional with excellent communication skills required in order to negotiate internally, often at a senior level. Developed communication and diplomacy skills are required in order to guide, influence and convince others, in particular colleagues in other areas and occasional external customers. Accountable for significant direct business results or authoritative advice regarding the operations of the business. This 1st Line role would ideally be suited to someone working in the capacity of a Risk Approver or Senior Analyst, Coverage Banker, Transactor or Product Specialist covering Structured Trade Products such as Structured Receivable transactions. If you are currently in any of these roles or have had experience in these roles, worked in these teams or similar business areas, then you should apply. **Responsibilities:** + Global coverage with Asia focus + Work with Bankers, Product Partners and Underwriters in underwriting requests for credit extensions for new and existing clients + Familiarity with credit structuring, legal documentation review and receivable transactions + Build a solid understanding of Citibank products and services within Trade, Banking and the broader organization. + Perform industry, portfolio, geographical research and portfolio due diligence as needed. + Be familiar with Citibank credit policies and practices and regulatory policies, to assist unit in achieving compliance with the above and satisfactory ratings from internal and external auditors. + Coach and train less experienced underwriters and product partners in the credit analysis and approval process + Recommend changes to process to achieve greater efficiency. + Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency. **Qualifications:** + 10 years of relevant experience. + Bachelor's degree in finance or accounting (preferred) - previous experience working in a financial institution with additional experience in a loan officer or underwriting role. (credit trained a plus) + Advanced analytical skills including the ability to read and assess company financial statements, cash flow, industry and competitive analysis and projections + Demonstrated knowledge of intermediate accounting theory and its practical application in the credit underwriting process + Excellent organizational skills, attention to detail, and the ability to complete assignments in a timely manner + Effective written and verbal communication skills + Problem recognition and resolution skills + Ability to work autonomously and within a team + Proficient in various spreadsheet and word processing applications (Excel and Word are preferred), including the use of graphs and charts, and Moody's financial analysis software **Education:** + Bachelor’s/University degree, Master’s degree preferred + English fluency is required This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required. ------------------------------------------------------ **Job Family Group:** Risk Management ------------------------------------------------------ **Job Family:** Credit Decisions ------------------------------------------------------ **Time Type:** Full time ------------------------------------------------------ **Most Relevant Skills** Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment. ------------------------------------------------------ **Other Relevant Skills** For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ _Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._ _If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review_ _Accessibility at Citi (https://www.citigroup.com/citi/accessibility/application-accessibility.htm)_ _._ _View Citi’s_ _EEO Policy Statement (https://www.citigroup.com/global/eeo-aa-policy)_ _and the_ _Know Your Rights (https://www.eeoc.gov/sites/default/files/2023-06/22-088\_EEOC\_KnowYourRights6.12ScreenRdr.pdf)_ _poster._ Citi is an equal opportunity and affirmative action employer. Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.