To create a localised capability of response and deliver improved financial performance, overall value generation objectives and customer service for Commercial Banking. Responsible for growth, sustainability and profitability of the Non Metro 1 Commercial Banking Suite income statement and balance sheet. Non Metro 1 includes Mpumalanga (Middleburg, Nelspruit and Witbank); North West (Rustenburg); Limpopo (Polokwane and Mokopane) and Pretoria (Agricultural portfolio)