IT STARTS HERE
Santander (www.santander.com) is evolving from a global, high-impact brand into a technology-driven organization, and our people are at the heart of this journey. Together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible.
This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference.
Our mission is to contribute to help more people and businesses prosper. We embrace a strong risk culture and all our professionals at all levels are expected to take a proactive and responsible approach toward risk management.
Santander Corporate & Investment Banking (Santander CIB) is Santander's global division that supports some of the world's most complex and sophisticated corporate and institutional clients, offering customized services and value-added wholesale products to best meet their needs.
THE DIFFERENCE YOU MAKE
Santander Corporate & Investment Banking is looking for an Associate to join the GTB - Global Lending team based out of Madrid (Spain)
Overview
In this role, you will be part of the GTB department, housed within Santander CIB, who serves as the central hub for originating transaction-driven opportunities across Cash Management, Lending, Export Solutions, and Working Capital Solutions. GTB supports a broad and diverse client landscape, spanning Banking & Corporate Finance (BCF) and Multinationals and International Financial Institutions (IFI).
Within GTB, the Lending team delivers a comprehensive suite of debt solutions designed to help our clients with their working capital or Capex needs.
In this position, you will be part of the Global Lending team based out of Madrid being responsible for commercial and product plans in certain regions reporting into the responsible for Lending within SCIB-GTB Cross Solutions. The candidate will be in charge of supporting the local origination of new transactions, the structuring and execution of deals and the different initiatives related to product development.
In addition, by being part of the cross solutions team you will be involved in strategic initiatives related to Global Transaction Banking including portfolio management, capital and liquidity optimization, innovation or sustainability.
We are shaping the way we work through innovation, cutting-edge technology, collaboration and the freedom to explore new ideas. To succeed in this role, you will be responsible for:
Managing a business line within the assign geographies, being accountable for the end to end lifecycle of the product from origination to deal structuring.
Providing specialist support to Product and Coverage teams and strategic opportunities, offering expert structuring insight, market guidance, and commercially sound product recommendations and promoting new solutions.
Acting as the thought leader—combining commercial leadership, client engagement, product expertise and strategic oversight—to ensure Santander delivers a distinctive and competitive proposition.
Driving growth by identifying opportunities to expand our footprint and enhance competitiveness.
Explore all product angles (regulation, capital, liquidity…) to identify optimization initiatives that helps to reinforce and improve Santander market position.
WHAT YOU’LL BRING
Our people are our greatest strength. Every individual contributes unique perspectives that make us stronger as a team and as an organization. We’re enabling teams to go beyond by valuing who they are and empowering what they bring.
The following requirements represent the knowledge, skills, and abilities essential for success in this role. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Professional Experience
Minimum of 5 years’ experience in a structuring or origination role within a bank, consulting firm, or audit firm (required)
Strong proactive problem-solving mindset and capacity to execute on an independent manner (Required)
Strong communication skills
Education
Economics, Law, Finance, Engineering, or other related degrees. (Required)
Languages
English & Spanish (Required)
Knowledge of a third language will be positively valued- (Preferred)
Hard Skills
Background in financing structures. (Required)
Exposure to cross-border transactions and multi-jurisdictional risk (Preferred)
Cash flow modelling, financial analysis, and credit assessment of complex borrower and supply-chain structures. (Preferred)
Ability to negotiate legal documentation (security packages, intercreditor arrangements, assignment structures, etc.). (Preferred).
Experience leading multi-disciplinary deal teams and interacting with senior internal stakeholders (Coverage, Risk, Legal, Operations, and senior management) (Preferred)
Soft Skills
Excellent communications skill; strong on presentation skills; a good team worker.
Energy, determination and entrepreneurial flair; a real interest in international financing and the economic and political structure and conditions of the region.
A diplomatic but persuasive attitude when dealing with colleagues within the same organization. The reputation to enhance the Company's standing in international markets.
A team player with an international outlook and the ability to communicate easily across national boundaries, with ability to travel.
The ability to react swiftly to adverse and emergency situations, to propose solutions and ensure successful outcomes.
WE VALUE YOUR IMPACT
Your contribution matters, and it’s recognized. You can expect a fair, competitive reward package that reflects the impact you create and the value you deliver. But we know rewards go beyond numbers.
We’re enable our teams to go beyond through global opportunities and broad career paths.
Flexibility that works. Enjoy a hybrid working models—some days remote, some days onsite with your team—along with flexible hours.
Learning for life. Access hundreds of courses on our platforms, including exclusive access to our global learning space: Santander Open Academy (www.santanderopenacademy.com)
Competitive rewards. Receive a highly competitive salary with performance-based bonuses, motivating you to keep growing with us.
Financial advantages. Benefit from preferential banking terms, special interest rates on loans, life insurance, and more.
Your health is our priority. Through BeHealthy, our global wellness programme, we promote Holistic wellbeing.
We know family is everything. That’s why we offer childcare support and family-friendly programmes tailored to each life stage.
Always by your side. Get access to Santander Contigo, our program for employees and their families offering legal, emotional, and administrative advisory services.
Extra benefits. Gym/WellHub membership, medical centers in some of our facilities, meal subsidy, parking, shuttle service from various points in Madrid, as well as exclusive discounts and offers for Santander employees. And that’s only the beginning—we’ll tell you more when you join!
We’re here to keep you motivated, help you reach your goals, and celebrate your progress, every step of the way.
LOCAL COMPLIANCE
Santander is proud of being an organization where there are equal opportunities regardless of age, gender, disability, civil status, race, religion or sexual orientation. We are committed to providing an inclusive and accessible application process for all candidates.
WHAT TO DO NEXT
If this sounds like a role you are interested in, then please apply.
READY TO TAKE THE NEXT STEP IN YOUR JOURNEY?