We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients. At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute. To learn more about CIBC, please visit CIBC.com (https://www.cibc.com/en/about-cibc.html) **What you'll be doing** The Group Product Manager, RESL Pricing & Revenue Optimization is responsible for supporting and executing the development of CIBC brand RESL Pricing and Fee strategies to maximize client profitability and remain competitive in the marketplace. They manage & monitor key business metrics (e.g. balances, sales and retention Volume, pricing behaviours, margins) to exceed industry growth. The Group Product Manager will lead all Pricing and Revenue enhancement initiatives including establishing objectives, providing analytical support and continuing to evolve the existing processes and systems to optimize the revenue from RESL products. The Group Product Manager will help define the 1 year Pricing & Revenue strategic plan necessary to ensure profitable client growth such that the life time value of the relationships are maximized; while revenue and profit targets for the current fiscal year are met and exceeded. They will regularly collaborate with our Analytics team to translate business insights and analytics into action. The Group Product Manager will also be responsible for enhancing processes for a high performing, highly productive group of Pricing Analysts in successful program delivery; while contributing to their professional development and growth (dynamic culture; positive growth; winning team). _At CIBC we enable the work environment most optimal for you to thrive in your role. You’ll have the flexibility to manage your work activities within a hybrid work arrangement where you’ll spend 1-3 days per week on-site, while other days will be remote._ **How you'll succeed** + **Product strategy & lifecycle management -** Contribute to the development and implementation of the RESL fiscal and multi-year strategic plan in line with retail products goals. Lead the development and implementation of pricing and fee strategies across all RESL products and segments. Work with Finance, external parties, and channel partners to ensure that all pricing strategies maximize return on Net Interest Income. Lead the development and delivery of product and segment specific strategic pricing plans for driving Revenue and Profit over 1-2 year timeframes. Manage account management re-pricing and retention pricing and look for opportunities to grow in an innovative low-cost manner. + **Advanced analytical support -** Input application and business data into profitability and scenario models to assess product performance and pricing recommendations. Analyze complex financial, client, and operational data to identify patterns, trends, and key business drivers. Develop actionable insights and recommendations to inform product strategy, pricing decisions, and process improvements. Perform ongoing competitive research and benchmarking to ensure products remain market-leading and compliant with regulatory requirements. Prepare, review, and analyze management reports, investigating variances and providing value-added interpretation of results. Organize and reconcile data from multiple product, channel and client databases, prepare, review and analyze mortgage exception pricing reports on regular cadence. Monitor internal and competitive pricing trends and identify insights to support pricing decisions. Partner with analytics teams as a business lead in strategic and/or ad hoc analytics initiatives. + **Leadership -** Be an active participant in a team that assesses opportunities, develops business cases and implements initiatives aimed at increasing revenue through positive impact to all RESL related business metrics such as sales and retention rates – while also ensuring an optimal client experience. Support and implement Pricing and Fee programs to all relevant customers, across all Segments and act as point person for client escalations related to Pricing programs. Manage all Revenue Enhancement sales programs in order to maximize revenue while ensuring no negative customer impacts. **Who you are** + **You can demonstrate experience** **in** business planning, business model development and pricing best-practices (5+ years). **It is an asset if** you also have in-depth knowledge of RESL products. You have strategic planning skills sufficient to establish and co-ordinate complex assignments and projects which can be ambiguous in nature. + **You have a degree/diploma in** ­­­­­­­­­­­­­­­­­­Business, Finance, or a related field; formal analytics training and hands-on experience is an asset. + **Your influence makes a difference.** You know that relationships and networks are essential to success. You inspire outcomes by sharing your expertise. + **You're motivated by collective success.** You know that teamwork can transform a good idea into a great one. You know that an inclusive team that enjoys working together can bring a vision to life. + **You give meaning to data** . You have advanced analytical skills with the ability to interpret complex data, identify trends, and develop strategic recommendations. Experience leveraging AI in analytics is an asset. + **You look beyond the moment.** You know what you do will make a difference today and tomorrow. You look for new opportunities to define what's possible. + **Values matter to you.** You bring your real self to work and you live our values - trust, teamwork, and accountability. \#LI-TA **What CIBC Offers** At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. + We work to recognize you in meaningful, personalized ways including a competitive compensation, a banking benefit*, wellbeing support and additional offers such as employee and family assistance programs and MomentMakers, our social, points-based recognition program. + Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients. *Subject to program terms and conditions **What you need to know** + CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact Mailbox.careers-carrieres@cibc.com + CIBC is committed to clarity in our hiring process. All roles posted are opportunities we’re actively recruiting for, unless stated otherwise. + You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit + We may ask you to complete an attribute-based assessment and other skills test (such as simulation, coding, French proficiency). + We use artificial intelligence tools during the recruitment process. Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us. **Expected End Date** 2026-03-20 **Job Location** Toronto-81 Bay, 24th Floor **Employment Type** Regular **Weekly Hours** 37.5 **Skills** Analytical Thinking, Data Analysis, Leadership, Market Research, Product Analysis, Product Development, Product Management, Product Planning, Product Pricing, Strategic Objectives At CIBC, we are in business to help our clients, employees and shareholders achieve what is important to them. Our ability to create value for all CIBC stakeholders is driven by a business culture based on common values: Trust, Teamwork and Accountability. Working with CIBC makes you a part of a work environment committed to our clients, employees and communities - a place where you can excel. Every day, our 44,000 employees help our clients achieve their financial goals, because what matters to our clients, matters to us.