We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients. At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute. To learn more about CIBC, please visit CIBC.com (https://www.cibc.com/en/about-cibc.html) **What you’ll be doing** As a Director, Special Loans - Bilingual, reporting to the Senior Director, Special Loans, you will be based in Montreal and will be responsible for portfolio management activities related to a portfolio of our high risk Corporate Banking and Commercial Banking accounts. In this role you will work with a wide variety of business executives and senior accounting and legal professionals, frequently in the context of intense and time-sensitive restructuring processes. The portfolio of accounts may be geographically diverse, necessitating periodic travel. _At CIBC we enable the work environment most optimal for you to thrive in your role. You’ll have the flexibility to manage your work activities within a hybrid work arrangement where you’ll spend 3 days per week on-site, while other days will be remote._ **How you’ll succeed** + **Relationship Management –** Within delegated authority, ensure that both high risk performing and impaired (non-performing) loans and Debts Written Off are managed in a prudent manner (i.e mitigating risk while maximizing recover of assets within the overall context of CIBC’s commitment of being a relationship focused bank). + **Leadership** – Provide leadership and mentorship within Special Loan and across the organization. Foster and maintain ongoing partnerships within CIBC to promote early identification and referral of accounts. + **Portfolio Management -** Estimate and review annual loan loss experience for assigned accounts and update the estimate quarterly as appropriate. Make recommendations to management in respect of potential improvements to policies, procedures and standards. Provide portfolio analysis and reporting to the Senior Director and/or Vice President relative to the performance of your high risk portfolio. **Who you are** + **You can demonstrate knowledge** of credit products and practices sufficient to analyze and assess customer requirements, relevant risk factors and profitability/capital factors and possess strong negotiation, presentation and facilitation skills. It’s an asset if you have knowledge of insolvency practices used in Canada/US. + **You have a degree in business** or a related discipline, &/or a CPA, CFA or similar professional designation or equivalent work experience. + **You're passionate about people.** You find meaning in relationships, and surround yourself with a diverse network of partners. You build trust through respect and authenticity. + **You give meaning to data.** You enjoy investigating complex problems, and making sense of information. You're confident in your ability to communicate detailed information in an impactful way. + **Values matter to you.** You bring your real self to work and you live our values – trust, teamwork and accountability. + **You're fluent in French and English** to serve our clients in the community. **What CIBC Offers** At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck. + We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, defined benefit pension plan*, an employee share purchase plan, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program. + Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients. + We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development. *Subject to plan and program terms and conditions **What you need to know** + CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact Mailbox.careers-carrieres@cibc.com + CIBC is committed to clarity in our hiring process. All roles posted are opportunities we’re actively recruiting for, unless stated otherwise. + You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit. + We may ask you to complete an attribute-based assessment and other skills test (such as simulation, coding, French proficiency). + We use artificial intelligence tools during the recruitment process. Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us. **Job Location** QC-Montréal, 1155 René-Lévesque Blvd, Suite B1 **Employment Type** Regular **Weekly Hours** 37.5 **Skills** Analytical Thinking, Credit Proposals, Credit Risk Management, Decision Making, Ensure Compliance, Financial Analysis, Leadership, Portfolio Management, Relationship Management At CIBC, we are in business to help our clients, employees and shareholders achieve what is important to them. Our ability to create value for all CIBC stakeholders is driven by a business culture based on common values: Trust, Teamwork and Accountability. Working with CIBC makes you a part of a work environment committed to our clients, employees and communities - a place where you can excel. Every day, our 44,000 employees help our clients achieve their financial goals, because what matters to our clients, matters to us.