We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s right for our clients. At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute. To learn more about CIBC, please visit CIBC.com (https://www.cibc.com/en/about-cibc.html) **What** **y** **ou’ll** **b** **e** **d** **oing** The Director, Real Estate Credit Risk Management is an influential role in a decision making environment. Time in the role will immerse the candidate in our Risk Management Framework, strengthen exposure and awareness of Bank Capital structures, the Three Lines of Defense, and develop relationships with National leaders in Commercial / Corporate Banking and Risk, with a view to support skills for career development within Commercial Banking or Head Office. In your role as Director, Real Estate Credit Risk Management you will manage a major segment of risk rated credits.  By exercising good credit judgment, you will ensure that effective credit policies and strategies are in place and are adhered to in order to sustain portfolio quality and support effective portfolio growth. This position covers the adjudication of credit that originates from the commercial and corporate real estate market.  The candidate should be comfortable working in a hybrid environment, and will invest in relationships with visits to frontline office locations. _At CIBC we enable the work environment most_ _optimal_ _for you to thrive in your role._   _You’ll_ _have the flexibility to manage your work activities within a hybrid work arrangement where_ _you’ll_ _spend_ _2_ _-3 days per week on-site, while other days will be remote._ **How** **y** **ou’ll** **s** **ucceed** + **Project** **Leadership** **-** Youwillrepresentor lead asrequiredin projects/initiatives that have aNationalscope. You willinterfaceour Business Partners, aligningobjectives,activitiesand resources, and support the growth of credit capability and relationship trust withFrontlineBankers. + **Transactional Adjudication Expertise** – You will ensure sound credit judgment is applied to credit requests, shaping credit solutions to align with our Risk Appetite.  You will support evolution of and effective execution of approved risk rating methodologies, develop andmaintainindustryexpertisewithin your teamover the Canadian commercialand corporatereal estate market, and ensure credit applications and credit policies and processes are effectively managed, documented and adhered to. + **Portfolio Management –** Measure,monitorand control credit risks, actively engaging toidentifyand assess challenges in accounts,asset classes, and shape action plans to effectively minimize capital and resource costs and loan losses.  You will manage and review reporting processes to ensure that credit irregularities areidentifiedand resolved ona timelybasis and ensure performance of portfolio for trends; non-performing and problem accounts; assessing revenue and loss experience ratios; identification of under-performing units. **Who** **y** **ou** **a** **re** + **You can** **demonstrate** **experience in** andhaveexpert knowledge ofthe Canadian commercial/ corporatereal estate marketand credit practicesin order toassess different customerrequirements, andeffectively sort and prioritize relevant risk factors. + **You are calm under pressure,** able to balance priorities in a complex decision environment + **You are a problem solver,** drawing supportfrom experience and networks,to forward business and teamobjectives. + **Your influence makes an impact.** You know that relationships and networks are essential to success. You inspire outcomes by communicating and listening effectively. + **You're** **driven by collective success.** You know that collaboration can transforma good ideainto a great one. You understand the power of an inclusive team that enjoys working together to bring a shared vision to life. + **You have a degree/diploma in** Business/Finance/Accounting,MBAor equivalent.Proficiencyin Fundamental Financial Skills for Commercial/ Corporate Real EstateLending. + **Values matter to you** . You bring your real self toworkand you live our values - trust, teamwork, and accountability. \#LI-TA **What CIBC Offers** At CIBC, your goals are a priority. We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential. We aspire to give you a career, rather than just a paycheck. + We work to recognize you in meaningful, personalized ways including a competitive salary, incentive pay, banking benefits, a benefits program*, defined benefit pension plan*, an employee share purchase plan, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program. + Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients. + We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development. *Subject to plan and program terms and conditions **What you need to know** + CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong. We seek applicants with a wide range of abilities and we provide an accessible candidate experience. If you need accommodation, please contact Mailbox.careers-carrieres@cibc.com + CIBC is committed to clarity in our hiring process. All roles posted are opportunities we’re actively recruiting for, unless stated otherwise. + You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit. + We may ask you to complete an attribute-based assessment and other skills test (such as simulation, coding, French proficiency). + We use artificial intelligence tools during the recruitment process. Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us. **Job Location** Toronto-81 Bay, 30th Floor **Employment Type** Regular **Weekly Hours** 37.5 **Skills** Analytical Thinking, Business Credit, Business Development, Credit Proposals, Credit Risk Management, Financial Analysis, Group Problem Solving, Long Term Planning, People Management, Portfolio Management At CIBC, we are in business to help our clients, employees and shareholders achieve what is important to them. Our ability to create value for all CIBC stakeholders is driven by a business culture based on common values: Trust, Teamwork and Accountability. Working with CIBC makes you a part of a work environment committed to our clients, employees and communities - a place where you can excel. Every day, our 44,000 employees help our clients achieve their financial goals, because what matters to our clients, matters to us.