An employer is seeking a Director, Commercial Portfolio Management for a direct hire opportunity in Beavercreek, OH. The Director, Commercial Portfolio Management is a high-level management position responsible for overseeing all commercial loan servicing, portfolio management and collections activities on the commercial loan portfolio. This position requires acting on strategic plans and making decisions regarding asset management, risk management and the overall performance of the commercial loan portfolio, while ensuring compliance with federal and state regulations, board polices and credit union management practices. This position is responsible for budgeting activities and shepherding research and development of new processes and tactics to protect credit union assets. The duties performed by this position also include responsibility for partner employees who work in assigned functional areas. The reason for this opening is in result of the Credit Unions initiative of achieving 10 billion in assets.

Job functions:
- Directs WPCUs Member Business Services (MBS) portfolio management program and collecting on commercial loans, including developing strategies, tactics, and plans, and achieving overall performance, service, and profitability targets as established by senior management. (15%)
- Directs and performs annual financial analysis and risk rating assessment as part of ongoing review of the member business loan portfolio, developing a plan of action when results of a review are substandard and repayment of a debt is questionable. (15%)
- Proactively identifies at-risk loan relationships through ongoing portfolio monitoring efforts, including delinquency monitoring, covenant performance, lien and lawsuit monitoring, insurance monitoring and monitoring payment of real estate taxes. Administers loan workouts and asset preservation plans. (10%)
- Oversees daily collection activities for commercial loans, including loans to marijuana-related businesses, and reviewing ongoing loan performance and risk. (10%)
- Oversees the credit unions legal collections and bankruptcy work on the commercial loan portfolio, partnering with the WPCU Legal Department to make sure assets are protected and recoveries are maximized. (10%)
- Ensures assigned business units are operating efficiently and reliably, are in compliance with applicable laws, regulations, and rules, have appropriate operating controls to mitigate risk, and are performing at a high level. (5%)
- Ensures commercial portfolio management and collection functions are operating in a manner that matches the credit unions three-stakeholder philosophy, proving opportunities for member businesses, providing growth opportunities for Partners, and protecting the credit unions income opportunities and assets. (5%)
- Provides strategic input into business decisions and makes recommendations to senior management based on in-depth understanding of portfolio management collection functions. This includes collaborating with internal and external stakeholders to generate ideas, identify opportunities, execute on approved initiatives, and set appropriate KRIs and KPIs to measure the teams performances. (5%)
- Prepares comprehensive performance reports for business units, senior management, the board of directors, regulators and for various committee discussions. (5%)
- Interacts with regulators and internal and external auditors to successfully complete exams and audits. This includes effectively communicating with and influencing regulators and auditors ensuring they understand products, services, policies, management practices and procedures. (5%)
- Identifies and oversees the management and integration of third-party partners to provide a strong service delivery to business members and ensures vendor contractual commitments are met. (5%)
- Recruits, supervises, coaches, and regularly reviews the performance of Partners working in MBS portfolio management. (5%)
- Other duties as required to support business unit and credit union goals. (5%)

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