Work Location:

Toronto, Ontario, Canada

Hours:

37.5

Line of Business:

Analytics, Insights, & Artificial Intelligence

Pay Details:

$76,800 - $115,200 CAD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description:

Job Description

As a Data Scientist II, you will play a key role in applying data science techniques to support fraud detection strategies and business decision-making. While your primary focus will be on developing and deploying analytical solutions, you may also contribute to broader business initiatives such as system migrations, process improvements, and ad-hoc projects based on evolving business needs. This role requires a balance of technical expertise, problem-solving ability, and flexibility to adapt to changing priorities in a dynamic environment.

Job Responsibilities

Perform data collection, wrangling, profiling, and statistical analysis on fraud-related data to uncover insights and support strategic decision-making.Design, develop, and validate fraud detection models, leveraging both traditional machine learning approaches and advanced analytical techniques.Build and maintain end-to-end model pipelines with emphasis on scalability, monitoring, and explainability to ensure production readiness and compliance with governance requirements.Present insights and model results in a clear and actionable way to business stakeholders.Collaborate with partners in analytics, engineering, and fraud strategy teams to deliver high-impact data-driven solutions.Monitor model performance and improve processes to reduce false positives, enhance detection rates, and adapt to evolving fraud patterns.Stay current on emerging fraud typologies, regulatory changes, and analytical best practices to continuously strengthen fraud detection capabilities.

Job Requirements:

Undergraduate degree or advanced technical degree preferred (e.g., math, physics, engineering, finance or computer science) Graduate's degree preferred with either progressive project work experience or1 to 3 year of relevant experience; higher degree education and research tenure can be counted.Proficient in Python for data science(e.g. Pandas, Numpy, Scikit-learn), SQL, and experience working with Databricks or other big data/ML platformExperience writing clear, maintainable, and extensible code, with good coding practices for collaboration and long-term sustainabilityHands-on experience in building and validating machine learning models; model validation experience is preferred, especially in banking or other regulated industriesKnowledge of fraud detection, risk modeling, or related financial crime domains is a strong asset.Strong organizational skills to manage multiple tasks and deadlines.Excellent problem solving, analytical, and strategic thinking skills, with the capability to remove obstacles and recommend implementable solutions.Effective communication skills, able to explain technical findings in a clear and actionable way to business stakeholdersCollaborative, proactive, and can-do attitude, with the flexibility to adapt to changing business priorities.

#Li-Tech

Who We Are:

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues.

TD is deeply committed to being a leader in customer experience, that is why we believe that all colleagues, no matter where they work, are customer facing. As we build our business and deliver on our strategy, we are innovating to enhance the customer experience and build capabilities to shape the future of banking. Whether you’ve got years of banking experience or are just starting your career in financial services, we can help you realize your potential. Through regular leadership and development conversations to mentorship and training programs, we’re here to support you towards your goals. As an organization, we keep growing – and so will you.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.

Colleague Development
If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.
 

Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process 
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you!

Language Requirement (Quebec only):

Sans Objet