Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.

Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates’ physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve.

Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.

At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

 

Job Description:
This job is responsible for analyzing credit and investigating existing and prospective clients and counterparts. Key responsibilities include focusing on but not limited to credit, market, and reputational risk; as well as adherence or monitoring of credit risk policies, risk appetite, and reporting, including but not limited to Top of House (TOH) and Line of Business (LOB) specific reports or regulatory related reporting.

Responsibilities:

Sets or supports the oversight of the ongoing management of risk parameters and guardrails for credit risk while ensuring adherence to risk appetite/limits, and actively inspects and/or designs risk scenarios to implement decisionsSupports the credit approval process and therefore is accountable for overall portfolio performance and asset quality, including underwriting, structuring and monitoring tasksConducts analysis, inspects and/or develops credit risk reporting for specific products, and monitors and reports on key indicators for changes in credit quality to communicate to senior managementEnsures adherence to policy and standards and performs due diligence that the risk is within the bank's defined risk appetite, using knowledge of stress testing and its applicability to credit riskSupports monitoring of adherence to industry risk governance, as well as monitoring for potential operational, reputational and market risk issuesIdentifies risks early that could impact the assigned portfolio and coordinates with business counterparts to resolve portfolio issues

Required Qualifications:

3+ yrs experience in Commercial Credit, Corporate Credit or Project Finance environment, with understanding of loans, trading, and treasury products for Credit Risk OfficerAble to soundly manage the portfolio and justify rationale for recommended transactions.Must have ability to manage the most complex transactions, possess strong credit skills and transaction experience, and demonstrate the ability to work with senior officers, business partners, and clients.Must be able to independently lead diligence efforts, make approval recommendations, negotiate loan documentation, and execute timely closings​​

Desired Qualifications:

BA Degree in Finance or related majorMBA or finance-related Masters degree

Skills:

Credit and Risk AssessmentFinancial AccountingIssue ManagementPortfolio AnalysisRisk AnalyticsAttention to DetailBusiness IntelligenceCollaborationInterpret Relevant Laws, Rules, and RegulationsRegulatory ComplianceOral CommunicationsPresentation SkillsPrioritizationProject ManagementWritten Communications

Shift:

1st shift (United States of America)

Hours Per Week: 

40