As a Credit Support Analyst – Commercial Solutions Credit Coordinator within Commercial Solutions, you will serve as a liaison for loan transactions to coordinate tasks necessary to close loans. You will serve as a liaison for loan transactions to coordinate tasks necessary to close loans for Commercial Solutions.  The Credit Coordinator partners with all stakeholders to establish and maintain framework that ensures best-in-class customer service to our commercial clients. If you are an experienced and execution driven individual, who has the ability and acumen to provide quality customer service, complete all diligence and tasks necessary to close Commercial loans, this is the role for you.

Job Responsibilities:

Engage with clients, as directed by the Banker managing the client relationship.Works with complex commercial loans for auto dealerships, which includes, but is not limited to the following types of financing:  Floorplan, Acquisition, Term Notes, Lines of Credit, Real Estate and Construction, and Letters of Credit. Serves as the primary liaison for loan transactions to coordinate tasks necessary to document and close loans, such as due diligence collection, entity review, collateral review, and loan documentation for approved loans.Reviews credit approval, verification of due diligence to ensure loan will be closed in accordance with approval, as well as coordination of appropriate loan documentation preparation for new, renewal, & modification of loans.   Independently identifies and manages vendor and documentation risk to the bank.Reviews loan packages for adherence to credit approval and determination of appropriate due diligence necessary to ensure proper collateral position.  Reviews the following but not limited to:  business entity and organizational documents to include all types of entities, good standing of business entities, and Uniform Commercial Code (UCC) searches, as required.  Coordinates ordering, obtaining, and reviewing title work, surveys, appraisal and environmental reports, flood determinations and requisite compliance, all types of insurance, as well as other reports and information as loan structure requires.   

Evaluates all reports and information received with respect to collateral evaluation & verification to determine if terms and conditions of the credit approval will be met.  Requires experience reviewing commercial loan documentation.

 

Required qualifications, capabilities, and skills:

Knowledge of commercial loan products, business loan sales and underwriting processes.Minimum 1 year of compliance experience, which includes flood insurance requirements.Excellent knowledge of laws and regulations affecting appropriate due diligence, real estate lending, loan documentation & perfection of collateral.Excellent attention to detail, communication skills and PC skills.Able to communicate well and work independently in a high volume fast paced environment.Must have strong problem solving, research, analytical, and decision-making skills while also applying effective deduction skills.  Strong interpersonal and computer skills, and attention to detail essential including working knowledge of Microsoft Office products.Must have excellent attendance.Experience with commercial real estate title work, surveys, construction lending & loan documentation.