This position is with Global Consumer Bank (GCB) Risk Modeling Utility. This specific role supports the US Consumer Bank’s Branded Cards portfolios. Citi-branded card products includes its proprietary portfolio (including the Citi Double Cash, Thank You and Value cards) and co-branded cards (including, among others, American Airlines and Costco) In this role, you will + Build Account Management Risk Models using traditional and Machine Learning techniques. + Develop these models in compliance with the Risk modeling policies and procedures. + Leverage a variety of technologies such as SAS, R, Python, H2O, Spark, and more to extract the value out of the data. + Deliver on all phases of development, from design through training, testing, validation, and implementation. + Work with Technology, Risk policy and Governance teams to deliver decision risk models in the market + Practice your presentation and articulation skills to translate the complexity of your work to all types of audience. We will be thrilled to have someone who is + Curious –challenges status quo, questions what they see and looks for answers when something is not intuitive + Has attention to details – knows when something does not add up and is not right. Has attention to details + Has ability to communicate results to diverse audiences **Qualifications** + 4+ years’ experience in Risk Modeling or PhD degree in statistics, economics, or equivalent experience. + Sound knowledge of statistical modeling concepts and industry best practices; experience with econometric and statistical modeling or risk models + Excellent quantitative and analytic skills; ability to derive patterns, trends, and insights + Experience with analytical or data manipulation tools (e.g. SAS, SQL, R, Python, Spark) Proficient with MS Office suite + Consistently demonstrates clear and concise written and verbal communication skills + Self-motivated and detail oriented + Experience working in Big data environments; Intellectual curiosity to stay abreast of technological advances **Education:** + Bachelor’s/University degree in statistics, mathematics, economics, or equivalent experience. Master’s/PhD degree is a plus ------------------------------------------------------ **Job Family Group:** Risk Management ------------------------------------------------------ **Job Family:** Risk Analytics, Modeling, and Validation ------------------------------------------------------ **Time Type:** Full time ------------------------------------------------------ **Most Relevant Skills** Analytical Thinking, Business Acumen, Constructive Debate, Data Analysis, Escalation Management, Policy and Procedure, Policy and Regulation, Risk Controls and Monitors, Risk Identification and Assessment, Statistics. ------------------------------------------------------ **Other Relevant Skills** For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ _Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._ _If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review_ _Accessibility at Citi (https://www.citigroup.com/citi/accessibility/application-accessibility.htm)_ _._ _View Citi’s_ _EEO Policy Statement (https://www.citigroup.com/global/eeo-aa-policy)_ _and the_ _Know Your Rights (https://www.eeoc.gov/sites/default/files/2023-06/22-088\_EEOC\_KnowYourRights6.12ScreenRdr.pdf)_ _poster._ Citi is an equal opportunity and affirmative action employer. Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.