Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.

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Job Description:

At Regions, the Credit Risk Analyst – Capital Markets performs advanced credit risk analyst duties as a second line of defense function for the Regions’ Capital Markets business.

Primary Responsibilities

Conducts complex identification, measurement, monitoring and reporting tasks related to the Capital Markets portfolioDesigns, develops and reports independent analysesResolves a range of problems and analyses solutions using standard proceduresReviews credit approval packages in preparation for approval discussions.  Provides summary of analysis and recommended questions for the meetingReviews and approves application letters and commitment letters for transactions approved by Real Estate Capital MarketsCompletes and distributes a summary of all initial loan approvals to include any conditions for approvals as requirements for final approval packageReviews detailed reports to monitor loan performance.  Identifies potential performance issues and follows up with first line and credit risk parties to determine where loans warrant risk rating reviewsReviews risk rating documentation and provides feedbackActs as a resource to the team on topics related to policies, procedures, servicing requirements and capital markets-related reports

This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.

Requirements

Bachelor’s degree in Business, Finance, Risk Management, or related fieldFive (5) years of related experienceWorking knowledge of fundamental risk theories, principles, and concepts

Skills and Competencies

Ability to learn additional systems as neededAbility to research, analyze data, and derive factsAbility to work in a team environment when applicableAbility to work under moderate guidanceAbility to work under pressure and meet deadlinesProficiency in Microsoft Office (Excel, Word, PowerPoint, Outlook, etc.)Strong verbal, written communication, and organizational skillsStrong work ethic and self-motivation

Position Type

Full time

Compensation Details

Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.

The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.

Job Range Target:

Minimum:

$84,757.75 USD

Median:

$115,960.00 USD

Incentive Pay Plans:

This job may participate in an annual discretionary bonus plan.

Benefits Information

Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. Listed below is a synopsis of the benefits offered by Regions for informational purposes, which is not intended to be a complete summary of plan terms and conditions.

Paid Vacation/Sick Time401K with Company MatchMedical, Dental and Vision BenefitsDisability BenefitsHealth Savings AccountFlexible Spending AccountLife InsuranceParental LeaveEmployee Assistance ProgramAssociate Volunteer Program

Please note, benefits and plans may be changed, amended, or terminated with respect to all or any class of associate at any time. To learn more about Regions’ benefits, please click or copy the link below to your browser.

https://www.regions.com/welcometour/benefits.rf

Location DetailsAtlanta Midtown

Location:Atlanta, Georgia

Equal Opportunity Employer/including Disabled/Veterans

Job applications at Regions are accepted electronically through our career site for a minimum of five business days from the date of posting. Job postings for higher-volume positions may remain active for longer than the minimum period due to business need and may be closed at any time thereafter at the discretion of the company.