**_Please note: This role is not eligible for immigration Work Visa sponsorship, either currently or in the future._** **Essential Duties and Responsibilities** + Develop a comprehensive understanding of the business line’s credit memos and underwriting criteria and credit decision drivers. + Monitor and report key trends of the firm’s Key Credit Risk indicators + Analyze market activity, industry trends, and news flow to identify developing risks that could impact the credit portfolio. + Use automation and AI-enhanced tools to surface early-warning signals and portfolio themes. + Conduct research on industries, credit topics, and macro trends relevant to portfolio risk. + Transform findings into concise, high-quality insights for senior management and Board-level reporting. + Maintain and enhance automated monitoring processes, dashboards, and data feeds. + Partner with stakeholders across Credit Risk, Data & Technology, and other business teams to strengthen risk oversight and analytical capabilities. + Develop a comprehensive understanding of the business line’s credit memos and underwriting criteria and credit decision drivers. + Monitor and report key trends of the firm’s Key Credit Risk indicators + Analyze market activity, industry trends, and news flow to identify developing risks that could impact the credit portfolio. **Knowledge, Skills, and Abilities** **Knowledge of** + Fundamental concepts, practices and procedures of risk management. + Fundamental concepts of financial markets and products. **Skill in** + Excellent written communication skills with the ability to distill complex topics clearly. + Proficiency in Excel; exposure to SQL, Python, Power BI, or Tableau is a plus. + Strong analytical and critical thinking skills **Ability to** + Interest in credit risk, data automation, and AI technologies + Ability to interpret financial and non-financial information + Intellectual curiosity and eagerness to learn. **Educational/Previous Experience Requirements** + Bachelor’s Degree in finance, Economics, Statistics, Data Analytics, Business, or related field. + 2–3 years of experience in financial services, preferably in credit risk, risk analytics, or portfolio management. + OR ~ + Any equivalent combination of education, training or experience approved by Human Resources.