Description Summary: The Credit Review Officer reports to a Credit Review Group Manager or Team Lead. The ideal candidate is a proven credit risk professional with an exceptional delivery track record within commercial lending, retail/consumer credit, non-traditional credit risk or credit data analytics. The CRO independently evaluates and reports on the effectiveness of the credit processes that produce and monitor assets that generate credit risk.Duties and Responsibilities: + The candidate should possess a detailed working knowledge of the methodologies and techniques for performing credit risk review engagements and continuous monitoring activities associated with a strong independent credit review function. + Participate in the execution of Commercial credit review program assignments in accordance with departmental policy and procedures to effectively assess: credit risk inherent in products/services and related activities, adherence to credit policies and procedures, compliance with legal and regulatory requirements, and exam results to determine if issues exist and improvement recommendation are necessary. + Review transactions and/or mine/analysis broader portfolio data for the quality of underwriting, client selection, adequacy of portfolio/risk management, and compliance with HNB Credit Policy; document conclusions that are concise, accurate and facilitate aggregation for reporting to the intended audience. + Compile and structure data from multiple sources (internal and external), create and accurately summarize results that are easily utilized by the end-user. + Conducts periodic risk assessment processes and/or on-going data analysis reporting to identify emerging risks and factors that necessitate amendments to the annual plan. + Attend segment/business credit risk management committee meetings aligned with area of subject matter expertise; act as a risk management resource to the business units; communicate key takeaways to broader Credit Review team. + Identify and communicate emerging risk issues to provide feedback and recommendations to enhance credit risk management practices across the enterprise. + Able to develop and maintain working relationships with bank management, and the broader credit review team in order to effectively and efficiently execute review responsibilities. + Provide CR senior management with information regarding the identification, measurement and management of credit risk for assigned business units. + Strong verbal and written communication skills as well as ability to manage engagements/projects within allocated timeframes + Performs other duties as assigned. Basic Qualifications: To succeed in this demanding role, the candidate ideally possesses a strong combination of the following experiences and capabilities: + Bachelor’s Degree or 4 years of related commercial lending experience + 5+ years of related experience in Commercial credit review, risk management, commercial underwriting or business analysis Preferred Qualifications: + Working knowledgeable of credit risk management and control frameworks + Working knowledge of MS Access, Excel, PowerPoint, Word, and credit/statistical analysis tools + Project management skills, ability to deliver high quality results while meeting deadlines, department and personal goals + Preferred degrees: Accounting, Finance, Economics, Business or Statistics related field; + Technical accounting (GAAP) or financial statement analysis knowledge + Conflict management #LI-NG1 #LI-Onsite Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay) Yes Workplace Type: Office Our Approach to Office Workplace Type Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team. Compensation Range: $70,000-$140,000 annually The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance.  Colleagues in this position are also eligible to participate in an applicable incentive compensation plan.  In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.