**Function Background/Context:** The CEP Risk Analyst Team in Prague is responsible: + The quality assurance and completion of the CEP obligors’ credit assessments prepared by other business units of Citigroup + Preparation and submission of CEP obligors’ credit assessments CEP is the main EU licensed banking entity for Citi in EMEA. It is headquartered in Dublin, with branches in 21 countries. Given its size and systemic importance, CEP is considered a “Significant Institution” by the European Central Bank and is directly supervised by the Single Supervisory Mechanism in Frankfurt. CEP Credit Risk Team manages CEP’s entire loan book, covering Citi’s clients throughout the world. Responsibilities include credit analysis, credit approval, and active monitoring of the portfolio to identify credit migration. CEP Credit Risk Team partners with other Citi Risk Management teams across the globe. **Key Responsibilities:** + Review and complete CEP Credit Approval Memo packages + Analyze and assess risks in the credit relationships and formulate respective recommendations for CEP Credit risk management approval + Work closely with Credit Officers, Relationship/Product Managers and Traders / Salespeople to facilitate transaction approvals. + Provide credit input to standardize credit-related documents and reporting for the CEP portfolio. + Provide ad hoc project support to regional and global Risk management projects. + Ensure CEP Credit Risk MCA and Controls are effective. **Qualifications and Competencies:** + Candidate should have 0-2 years of credit or related experience. + Good knowledge of credit products and specific industry characteristics (manufacturing, services, banks etc.). + Good understanding of loan agreements is beneficial. + University Degree/Graduate Degree in Business, Finance or Economics or equivalent is a plus. + English reading and speaking. Knowledge of other languages is beneficial. + Strong analytical skills and ability to decompose transactions into the core risks. Good quantitative skills a must. + Sound Risk and Business judgment on the full spectrum of risk issues including Operational and Franchise Risk + Ability to shift through complexity and articulate issues clearly + Strong interpersonal and analytical skills + Self-motivated + Demonstrate integrity and risk-return balanced credit judgment + Good communication skills + Ability to multitask, good time management skills + Good computer skills **Education:** + Bachelor’s/University degree or equivalent experience ------------------------------------------------------ **Job Family Group:** Risk Management ------------------------------------------------------ **Job Family:** Credit Decisions ------------------------------------------------------ **Time Type:** Full time ------------------------------------------------------ **Most Relevant Skills** Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment. ------------------------------------------------------ **Other Relevant Skills** For complementary skills, please see above and/or contact the recruiter. ------------------------------------------------------ _Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law._ _If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity review_ _Accessibility at Citi (https://www.citigroup.com/citi/accessibility/application-accessibility.htm)_ _._ _View Citi’s_ _EEO Policy Statement (https://www.citigroup.com/global/eeo-aa-policy)_ _and the_ _Know Your Rights (https://www.eeoc.gov/sites/default/files/2023-06/22-088\_EEOC\_KnowYourRights6.12ScreenRdr.pdf)_ _poster._ Citi is an equal opportunity and affirmative action employer. Minority/Female/Veteran/Individuals with Disabilities/Sexual Orientation/Gender Identity.