Dallas, Texas
5 days ago
Credit Officer-Commercial Real Estate Banking

Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.

Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates’ physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve.

Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.

At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!
 

Job Description:
This job is responsible for serving as the primary credit relationship contact and maintaining ongoing relationships with credit clients. Key responsibilities include working with clients to design and execute credit solutions, leading new credit originations in collaboration with client management, credit risk, and syndications, and advising the Commercial Real Estate Banking portfolio group on any post closing credit actions as needed. Job expectations may include driving operational excellence and influencing leaders, peers, and client.

Responsibilities:

Manages the underwriting of secured and unsecured transactions to Commercial Real Estate clients, including real estate secured construction and term debt, tax credit equity investments, unsecured corporate revolvers, bridge financing, commercial agency warehouse lines, and subscription linesOversees the requisite due diligence once a credit opportunity is mandated, preparing the approval request documents, receiving final loan approval on a timely basis, and participating in the loan closing processLeads new credit originations and structures loans in collaboration with the relationship coverage team, products partners, Risk, Syndications, and TreasuryManages the end-to-end process for loan modifications and extensions on existing loans including structuring, due diligence, gaining approval, and closingAssists and advises the Commercial Real Estate Banking portfolio group on any post closing actions, as needed

Required Qualifications:

10+ years of Commercial Credit related experienceMust have Commercial Real Estate Credit ExperienceWorking knowledge of CRE loan documents

Desired Qualifications:

10+ years of experience in Commercial Real Estate UnderwritingExperienced with client negotiation, legal document negotiation, loan closingsBachelor's Degree

Skills:

Credit and Risk AssessmentCustomer and Client FocusLoan StructuringOral CommunicationsWritten CommunicationsAnalytical ThinkingLegal Structures and Legal FormsPresentation SkillsPrioritizationRelationship BuildingAttention to DetailCollaborationStrategic ThinkingUnderwriting

Shift:

1st shift (United States of America)

Hours Per Week: 

40
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